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Bradley, CA

CitySAFMR
San Luis Obispo County
Found 1 ZIP

City Median Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$1,970$1,970
1 BR$2,020$2,020
2 BR$2,430$2,430
3 BR$3,270$3,270
4 BR$3,700$3,700
5 BR$4,255Not available
6 BR$4,893Not available
7 BR$5,627Not available
8 BR$6,471Not available

Purchase Price Calculator

Maximum purchase price
$299,181

Cost breakdown

+Likely effective rent$2,430
HUD FMRUsed$2,430
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,513
Loan amount$239,344
Down payment$59,836
Rate6.50%
Term30 years
-Operating costs-$717
Property taxes-$299
Insurance-$175
Utilities$0
HOA$0
Management-$243
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,779(64.8% ROI)
Projected value
$322,185
Return breakdown
Property appreciation+$23,004
Loan principal paid down+$8,575
Rental cash flow+$7,200
5-year hold
+$66,607(111.3% ROI)
Projected value
$338,495
Return breakdown
Property appreciation+$39,315
Loan principal paid down+$15,292
Rental cash flow+$12,000
10-year hold
+$144,233(241.0% ROI)
Projected value
$382,976
Return breakdown
Property appreciation+$83,796
Loan principal paid down+$36,437
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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Bradley, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Bradley, CA is $2,430 a month. That is down 9.7% from $2,690 in FY 2026. Bradley is in the San Luis Obispo-Paso Robles, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,720. The median county two-bedroom FMR in California is $1,725, so Bradley is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Bradley, CA
BedroomsFY 2027Change90–110% range
Studio$1,970−9.6%$1,773–$2,167
1BR$2,020−9.8%$1,818–$2,222
2BR$2,430−9.7%$2,187–$2,673
3BR$3,270−9.9%$2,943–$3,597
4BR$3,700−6.3%$3,330–$4,070

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Bradley, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,970$2,020$2,430$3,270$3,700
FY 2026$2,180$2,240$2,690$3,630$3,950
FY 2025$2,110$2,140$2,600$3,600$3,960
FY 2024$1,910$1,980$2,410$3,420$3,730
FY 2023$1,380$1,460$1,780$2,520$2,780

Questions about Bradley, CA rents

How much will Section 8 pay for a two-bedroom in Bradley, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,720, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,448 to $2,992 a month; under the ZIP-level Small Area FMR of $2,430 it would be $2,187 to $2,673. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Bradley, CA in?

Bradley, CA is in the San Luis Obispo-Paso Robles, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,720.

How much did fair market rent change in Bradley, CA for FY 2027?

The two-bedroom FMR fell 9.7%, from $2,690 in FY 2026 to $2,430 in FY 2027. Since FY 2023 it has risen 36.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set