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Cecil, GA

CitySAFMR
Cook County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,030$1,130
1 BR$1,030$1,130
2 BR$1,290$1,310
3 BR$1,690$1,650
4 BR$1,700$1,870
5 BR$1,955Not available
6 BR$2,248Not available
7 BR$2,585Not available
8 BR$2,973Not available

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMR$1,290
Market rent$1,320
Est. payment standard (102%)Used$1,310
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.69
1 BR
0.83
2 BR
0.98
3 BR
1.02
4 BR
0.78
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Cecil, GA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Cecil, GA is $1,290 a month. That is unchanged from FY 2026. Cecil is in the Cook County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,002. The median county two-bedroom FMR in Georgia is $1,058, so Cecil is 22% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Cecil, GA
BedroomsFY 2027Change90–110% range
Studio$1,030+2.0%$927–$1,133
1BR$1,030+1.0%$927–$1,133
2BR$1,2900.0%$1,161–$1,419
3BR$1,690−2.9%$1,521–$1,859
4BR$1,700−5.6%$1,530–$1,870

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Cecil, GA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,030$1,030$1,290$1,690$1,700
FY 2026$1,010$1,020$1,290$1,740$1,800
FY 2025$830$840$1,060$1,430$1,550
FY 2024area FMR$693$697$885$1,165$1,324
FY 2023area FMR$602$606$772$1,006$1,169

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Cecil, GA rents

How much will Section 8 pay for a two-bedroom in Cecil, GA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,002, which applies unless the housing authority uses Small Area FMRs, that basic range is $902 to $1,102 a month; under the ZIP-level Small Area FMR of $1,290 it would be $1,161 to $1,419. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Cecil, GA in?

Cecil, GA is in the Cook County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,002.

How much did fair market rent change in Cecil, GA for FY 2027?

The two-bedroom FMR was unchanged at $1,290 in FY 2027. Since FY 2025 it has risen 21.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set