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NH/Belknap County/Center Harbor

Center Harbor, NH

CitySAFMR
Belknap County
Found 1 ZIP

City Median Investment Score

35Below average

095130300
BRFMR
Eff. Rent
0 BR$1,420$1,560
1 BR$1,530$1,660
2 BR$1,980$2,030
3 BR$2,620$2,110
4 BR$2,950$2,490
5 BR$3,392Not available
6 BR$3,901Not available
7 BR$4,487Not available
8 BR$5,160Not available

Purchase Price Calculator

Maximum purchase price
$239,741

Cost breakdown

+Likely effective rent$2,030
HUD FMR$1,980
Market rent$2,060
Est. payment standard (103%)Used$2,030
-Principal and interest-$1,212
Loan amount$191,793
Down payment$47,948
Rate6.50%
Term30 years
-Operating costs-$618
Property taxes-$240
Insurance-$175
Utilities$0
HOA$0
Management-$203
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,505(67.8% ROI)
Projected value
$258,174
Return breakdown
Property appreciation+$18,434
Loan principal paid down+$6,871
Rental cash flow+$7,200
5-year hold
+$55,758(116.3% ROI)
Projected value
$271,245
Return breakdown
Property appreciation+$31,504
Loan principal paid down+$12,254
Rental cash flow+$12,000
10-year hold
+$120,346(251.0% ROI)
Projected value
$306,888
Return breakdown
Property appreciation+$67,148
Loan principal paid down+$29,198
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.79
1 BR
0.88
2 BR
0.96
3 BR
1.24
4 BR
1.18
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Center Harbor, NH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Center Harbor, NH is $1,980 a month. That is down 9.6% from $2,190 in FY 2026. Center Harbor is in the Belknap County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,620. The median county two-bedroom FMR in New Hampshire is $1,727, so Center Harbor is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Center Harbor, NH
BedroomsFY 2027Change90–110% range
Studio$1,420−9.6%$1,278–$1,562
1BR$1,530−10.0%$1,377–$1,683
2BR$1,980−9.6%$1,782–$2,178
3BR$2,620−9.3%$2,358–$2,882
4BR$2,950−9.8%$2,655–$3,245

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Center Harbor, NH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,420$1,530$1,980$2,620$2,950
FY 2026$1,570$1,700$2,190$2,890$3,270
FY 2025$1,290$1,440$1,820$2,380$2,750
FY 2024area FMR$906$1,058$1,329$1,710$2,019
FY 2023area FMR$926$1,015$1,292$1,739$1,912

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Center Harbor, NH rents

How much will Section 8 pay for a two-bedroom in Center Harbor, NH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,620, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,458 to $1,782 a month; under the ZIP-level Small Area FMR of $1,980 it would be $1,782 to $2,178. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Center Harbor, NH in?

Center Harbor, NH is in the Belknap County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,620.

How much did fair market rent change in Center Harbor, NH for FY 2027?

The two-bedroom FMR fell 9.6%, from $2,190 in FY 2026 to $1,980 in FY 2027. Since FY 2025 it has risen 8.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set