CHILDS, MD
CityFMR
Cecil County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,397$1,460
1 BR$1,520$1,530
2 BR$1,810$1,670
3 BR$2,170$2,060
4 BR$2,423$2,510
5 BR$2,786
6 BR$3,204
7 BR$3,685
8 BR$4,238

Purchase Price Calculator

Maximum purchase price
$186,245

Cost breakdown

+Likely effective rent$1,670
HUD FMR$1,810
Market rentUsed$1,670
Est. payment standard (95%)$1,720
Market rent is below the inferred standard ($1,720, 95% of FMR).
-Principal and interest-$942
Loan amount$148,996
Down payment$37,249
Rate6.50%
Term30 years
-Operating costs-$528
Property taxes-$186
Insurance-$175
Utilities$0
HOA$0
Management-$167
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,859(72.1% ROI)
Projected value
$200,565
Current value$186,245
Return breakdown
Property appreciation+$14,320
Loan principal paid down+$5,338
Rental cash flow+$7,200
5-year hold
+$45,993(123.5% ROI)
Projected value
$210,719
Current value$186,245
Return breakdown
Property appreciation+$24,474
Loan principal paid down+$9,519
Rental cash flow+$12,000
10-year hold
+$98,847(265.4% ROI)
Projected value
$238,409
Current value$186,245
Return breakdown
Property appreciation+$52,164
Loan principal paid down+$22,683
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 21916
0.93ratio
FMR$1,397
Market$1,500
vs market-$103

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.84 ratio110% standard$1,537 / 1.02 ratio
0.93
1 BR
1 BR- 21916
0.99ratio
FMR$1,520
Market$1,530
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.89 ratio110% standard$1,672 / 1.09 ratio
0.99
2 BR
2 BR- 21916
1.08ratio
FMR$1,810
Market$1,670
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.98 ratio110% standard$1,991 / 1.19 ratio
1.08
3 BR
3 BR- 21916
1.05ratio
FMR$2,170
Market$2,060
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.95 ratio110% standard$2,387 / 1.16 ratio
1.05
4 BR
4 BR- 21916
0.95ratio
FMR$2,423
Market$2,560
vs market-$137

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.85 ratio110% standard$2,665 / 1.04 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CHILDS, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

CHILDS, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for CHILDS, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,810 and the 4 bedroom fair market rent is $2,423.

Use this page for searches like CHILDS, MD FMR, CHILDS, MD fair market rent, and CHILDS, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CHILDS, MD
Bedroom sizeHUD FMR
Studio$1,397
1 bedroom$1,520
2 bedroom$1,810
3 bedroom$2,170
4 bedroom$2,423