CHURCHTON, MD
CitySAFMR
Anne Arundel County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,710$1,710
1 BR$1,900$1,850
2 BR$2,330$2,410
3 BR$2,960$2,810
4 BR$3,280$3,370
5 BR$3,772
6 BR$4,338
7 BR$4,988
8 BR$5,737

Purchase Price Calculator

Maximum purchase price
$296,209

Cost breakdown

+Likely effective rent$2,410
HUD FMR$2,330
Market rent$2,460
Est. payment standard (104%)Used$2,410
Estimated payment standard is $2,410 (104% of FMR).
-Principal and interest-$1,498
Loan amount$236,967
Down payment$59,242
Rate6.50%
Term30 years
-Operating costs-$712
Property taxes-$296
Insurance-$175
Utilities$0
HOA$0
Management-$241
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,466(64.9% ROI)
Projected value
$318,984
Current value$296,209
Return breakdown
Property appreciation+$22,776
Loan principal paid down+$8,490
Rental cash flow+$7,200
5-year hold
+$66,064(111.5% ROI)
Projected value
$335,133
Current value$296,209
Return breakdown
Property appreciation+$38,924
Loan principal paid down+$15,140
Rental cash flow+$12,000
10-year hold
+$143,039(241.4% ROI)
Projected value
$379,172
Current value$296,209
Return breakdown
Property appreciation+$82,963
Loan principal paid down+$36,076
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20733
1.00ratio
FMR$1,710
Market$1,710
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,539 / 0.90 ratio110% standard$1,881 / 1.10 ratio
1.00
1 BR
1 BR- 20733
1.03ratio
FMR$1,900
Market$1,850
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,710 / 0.92 ratio110% standard$2,090 / 1.13 ratio
1.03
2 BR
2 BR- 20733
0.95ratio
FMR$2,330
Market$2,460
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,097 / 0.85 ratio110% standard$2,563 / 1.04 ratio
0.95
3 BR
3 BR- 20733
1.05ratio
FMR$2,960
Market$2,810
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,664 / 0.95 ratio110% standard$3,256 / 1.16 ratio
1.05
4 BR
4 BR- 20733
0.96ratio
FMR$3,280
Market$3,420
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$2,952 / 0.86 ratio110% standard$3,608 / 1.05 ratio
0.96
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CHURCHTON, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

CHURCHTON, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CHURCHTON, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,330 and the 4 bedroom fair market rent is $3,280.

Use this page for searches like CHURCHTON, MD FMR, CHURCHTON, MD fair market rent, and CHURCHTON, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CHURCHTON, MD
Bedroom sizeHUD FMR
Studio$1,710
1 bedroom$1,900
2 bedroom$2,330
3 bedroom$2,960
4 bedroom$3,280