MD/Charles County/COBB ISLAND
COBB ISLAND, MD
CitySAFMR
Charles County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,800$1,800
1 BR$1,920$1,920
2 BR$2,130$2,130
3 BR$2,680$2,520
4 BR$3,210$2,640
5 BR$3,691
6 BR$4,245
7 BR$4,882
8 BR$5,614

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 20625
0.80ratio
FMR$1,800
Market$2,260
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.80
1 BR
1 BR· 20625
0.87ratio
FMR$1,920
Market$2,210
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
2 BR
2 BR· 20625
0.89ratio
FMR$2,130
Market$2,380
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
3 BR
3 BR· 20625
1.06ratio
FMR$2,680
Market$2,520
vs market+$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
4 BR
4 BR· 20625
1.22ratio
FMR$3,210
Market$2,640
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$254,601
Rent
$2,130
Down payment
$50,920
Loan
$203,681
Mortgage
$1,287
Expenses
$643
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for COBB ISLAND, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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