CROFTON, MD
CitySAFMR
Anne Arundel County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,790$1,840
1 BR$1,980$1,880
2 BR$2,440$2,320
3 BR$3,100$2,720
4 BR$3,430$3,480
5 BR$3,944
6 BR$4,536
7 BR$5,217
8 BR$5,999

Purchase Price Calculator

Maximum purchase price
$282,835

Cost breakdown

+Likely effective rent$2,320
HUD FMR$2,440
Market rentUsed$2,320
Est. payment standard (97%)$2,360
Market rent is below the inferred standard ($2,360, 97% of FMR).
-Principal and interest-$1,430
Loan amount$226,268
Down payment$56,567
Rate6.50%
Term30 years
-Operating costs-$690
Property taxes-$283
Insurance-$175
Utilities$0
HOA$0
Management-$232
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,054(65.5% ROI)
Projected value
$304,582
Current value$282,835
Return breakdown
Property appreciation+$21,747
Loan principal paid down+$8,107
Rental cash flow+$7,200
5-year hold
+$63,623(112.5% ROI)
Projected value
$320,001
Current value$282,835
Return breakdown
Property appreciation+$37,167
Loan principal paid down+$14,456
Rental cash flow+$12,000
10-year hold
+$137,664(243.4% ROI)
Projected value
$362,052
Current value$282,835
Return breakdown
Property appreciation+$79,218
Loan principal paid down+$34,447
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 21114
0.96ratio
FMR$1,790
Market$1,870
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,611 / 0.86 ratio110% standard$1,969 / 1.05 ratio
0.96
1 BR
1 BR- 21114
1.05ratio
FMR$1,980
Market$1,880
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,782 / 0.95 ratio110% standard$2,178 / 1.16 ratio
1.05
2 BR
2 BR- 21114
1.05ratio
FMR$2,440
Market$2,320
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$2,196 / 0.95 ratio110% standard$2,684 / 1.16 ratio
1.05
3 BR
3 BR- 21114
1.14ratio
FMR$3,100
Market$2,720
vs market+$380

FMR is above market; underwrite to market rent.

90% standard$2,790 / 1.03 ratio110% standard$3,410 / 1.25 ratio
1.14
4 BR
4 BR- 21114
0.98ratio
FMR$3,430
Market$3,500
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$3,087 / 0.88 ratio110% standard$3,773 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CROFTON, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

CROFTON, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CROFTON, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,440 and the 4 bedroom fair market rent is $3,430.

Use this page for searches like CROFTON, MD FMR, CROFTON, MD fair market rent, and CROFTON, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CROFTON, MD
Bedroom sizeHUD FMR
Studio$1,790
1 bedroom$1,980
2 bedroom$2,440
3 bedroom$3,100
4 bedroom$3,430