Skip to main content
Loading page
FL/Pasco County/Crystal Springs

Crystal Springs, FL

CitySAFMR
Pasco County
Found 1 ZIP
Loading Investment Score

City Median Investment Score

-- 

095130300
BRFMR
Eff. Rent
0 BR$1,470$1,140
1 BR$1,520$1,160
2 BR$1,770$1,450
3 BR$2,260$2,010
4 BR$2,750$2,460
5 BR$3,162Not available
6 BR$3,637Not available
7 BR$4,182Not available
8 BR$4,810Not available

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMR$1,770
Market rentUsed$1,450
Est. payment standard (90%)$1,590
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.29
1 BR
1.31
2 BR
1.22
3 BR
1.12
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Crystal Springs, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Crystal Springs, FL is $1,770 a month. That is down 3.8% from $1,840 in FY 2026. Crystal Springs is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Crystal Springs is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Crystal Springs, FL
BedroomsFY 2027Change90–110% range
Studio$1,470−0.7%$1,323–$1,617
1BR$1,520−3.8%$1,368–$1,672
2BR$1,770−3.8%$1,593–$1,947
3BR$2,260−3.8%$2,034–$2,486
4BR$2,750−3.8%$2,475–$3,025

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Crystal Springs, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,470$1,520$1,770$2,260$2,750
FY 2026$1,480$1,580$1,840$2,350$2,860
FY 2025$1,470$1,590$1,860$2,380$2,900
FY 2024$1,380$1,490$1,760$2,250$2,750
FY 2023$1,230$1,320$1,580$2,020$2,480

Questions about Crystal Springs, FL rents

How much will Section 8 pay for a two-bedroom in Crystal Springs, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,770, that basic range is $1,593 to $1,947 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Crystal Springs, FL in?

Crystal Springs, FL is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Crystal Springs, FL for FY 2027?

The two-bedroom FMR fell 3.8%, from $1,840 in FY 2026 to $1,770 in FY 2027. Since FY 2023 it has risen 12.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set