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Dayton, MD

CitySAFMR
Howard County
Found 1 ZIP

City Median Investment Score

87Below average

095130300
BRFMR
Eff. Rent
0 BR$2,160$1,820
1 BR$2,270$1,760
2 BR$2,600$2,580
3 BR$3,290$3,260
4 BR$3,810$3,820
5 BR$4,382Not available
6 BR$5,039Not available
7 BR$5,795Not available
8 BR$6,664Not available

Purchase Price Calculator

Maximum purchase price
$321,470

Cost breakdown

+Likely effective rent$2,580
HUD FMR$2,600
Market rentUsed$2,580
Est. payment standard (100%)$2,590
-Principal and interest-$1,626
Loan amount$257,176
Down payment$64,294
Rate6.50%
Term30 years
-Operating costs-$754
Property taxes-$321
Insurance-$175
Utilities$0
HOA$0
Management-$258
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,132(64.0% ROI)
Projected value
$346,189
Return breakdown
Property appreciation+$24,718
Loan principal paid down+$9,214
Rental cash flow+$7,200
5-year hold
+$70,675(109.9% ROI)
Projected value
$363,714
Return breakdown
Property appreciation+$42,244
Loan principal paid down+$16,431
Rental cash flow+$12,000
10-year hold
+$153,191(238.3% ROI)
Projected value
$411,509
Return breakdown
Property appreciation+$90,039
Loan principal paid down+$39,152
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.19
1 BR
1.29
2 BR
1.01
3 BR
1.01
4 BR
1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Dayton, MD fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Dayton, MD is $2,600 a month. That is down 3.3% from $2,690 in FY 2026. Dayton is in the Baltimore-Columbia-Towson, MD MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,006. The median county two-bedroom FMR in Maryland is $1,875, so Dayton is 39% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Dayton, MD
BedroomsFY 2027Change90–110% range
Studio$2,160+4.9%$1,944–$2,376
1BR$2,270+1.3%$2,043–$2,497
2BR$2,600−3.3%$2,340–$2,860
3BR$3,290−3.5%$2,961–$3,619
4BR$3,810−0.5%$3,429–$4,191

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Dayton, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,160$2,270$2,600$3,290$3,810
FY 2026$2,060$2,240$2,690$3,410$3,830
FY 2025$2,150$2,380$2,850$3,650$4,130
FY 2024$2,060$2,280$2,730$3,490$4,010
FY 2023$1,700$1,880$2,260$2,900$3,360

Questions about Dayton, MD rents

How much will Section 8 pay for a two-bedroom in Dayton, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,805 to $2,207 a month; under the ZIP-level Small Area FMR of $2,600 it would be $2,340 to $2,860. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Dayton, MD in?

Dayton, MD is in the Baltimore-Columbia-Towson, MD MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,006.

How much did fair market rent change in Dayton, MD for FY 2027?

The two-bedroom FMR fell 3.3%, from $2,690 in FY 2026 to $2,600 in FY 2027. Since FY 2023 it has risen 15.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set