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KY/Pendleton County/De Mossville

De Mossville, KY

CitySAFMR
Pendleton County
Found 1 ZIP

City Median Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$820$820
1 BR$880$880
2 BR$1,120$1,120
3 BR$1,450$1,450
4 BR$1,670$1,670
5 BR$1,920Not available
6 BR$2,209Not available
7 BR$2,540Not available
8 BR$2,921Not available

Purchase Price Calculator

Maximum purchase price
$104,515

Cost breakdown

+Likely effective rent$1,120
HUD FMRUsed$1,120
Market rentN/A
Est. payment standardN/A
-Principal and interest-$528
Loan amount$83,612
Down payment$20,903
Rate6.50%
Term30 years
-Operating costs-$392
Property taxes-$105
Insurance-$175
Utilities$0
HOA$0
Management-$112
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,232(87.2% ROI)
Projected value
$112,551
Return breakdown
Property appreciation+$8,036
Loan principal paid down+$2,996
Rental cash flow+$7,200
5-year hold
+$31,076(148.7% ROI)
Projected value
$118,249
Return breakdown
Property appreciation+$13,734
Loan principal paid down+$5,342
Rental cash flow+$12,000
10-year hold
+$66,002(315.8% ROI)
Projected value
$133,788
Return breakdown
Property appreciation+$29,273
Loan principal paid down+$12,729
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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De Mossville, KY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in De Mossville, KY is $1,120 a month. That is unchanged from FY 2026. De Mossville is in the Cincinnati, OH-KY-IN HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Kentucky is $925, so De Mossville is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for De Mossville, KY
BedroomsFY 2027Change90–110% range
Studio$820+2.5%$738–$902
1BR$880+1.1%$792–$968
2BR$1,1200.0%$1,008–$1,232
3BR$1,4500.0%$1,305–$1,595
4BR$1,670+2.5%$1,503–$1,837

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for De Mossville, KY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$820$880$1,120$1,450$1,670
FY 2026$800$870$1,120$1,450$1,630
FY 2025$760$850$1,100$1,430$1,600
FY 2024$680$770$1,010$1,320$1,530
FY 2023$620$740$930$1,230$1,430

Questions about De Mossville, KY rents

How much will Section 8 pay for a two-bedroom in De Mossville, KY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,120, that basic range is $1,008 to $1,232 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is De Mossville, KY in?

De Mossville, KY is in the Cincinnati, OH-KY-IN HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in De Mossville, KY for FY 2027?

The two-bedroom FMR was unchanged at $1,120 in FY 2027. Since FY 2023 it has risen 20.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set