DERWOOD, MD
CitySAFMR
Montgomery County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,350$1,450
1 BR$2,420$1,620
2 BR$2,700$2,310
3 BR$3,410$3,060
4 BR$4,010$3,480
5 BR$4,612
6 BR$5,303
7 BR$6,099
8 BR$7,014

Purchase Price Calculator

Maximum purchase price
$281,349

Cost breakdown

+Likely effective rent$2,310
HUD FMR$2,700
Market rentUsed$2,310
Est. payment standard (91%)$2,450
Market rent is below the inferred standard ($2,450, 91% of FMR).
-Principal and interest-$1,423
Loan amount$225,079
Down payment$56,270
Rate6.50%
Term30 years
-Operating costs-$687
Property taxes-$281
Insurance-$175
Utilities$0
HOA$0
Management-$231
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,897(65.6% ROI)
Projected value
$302,982
Current value$281,349
Return breakdown
Property appreciation+$21,633
Loan principal paid down+$8,064
Rental cash flow+$7,200
5-year hold
+$63,352(112.6% ROI)
Projected value
$318,320
Current value$281,349
Return breakdown
Property appreciation+$36,972
Loan principal paid down+$14,380
Rental cash flow+$12,000
10-year hold
+$137,067(243.6% ROI)
Projected value
$360,150
Current value$281,349
Return breakdown
Property appreciation+$78,801
Loan principal paid down+$34,266
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20855
1.62ratio
FMR$2,350
Market$1,450
vs market+$900

FMR is above market; underwrite to market rent.

1.62
1 BR
1 BR- 20855
1.49ratio
FMR$2,420
Market$1,620
vs market+$800

FMR is above market; underwrite to market rent.

90% standard$2,178 / 1.34 ratio110% standard$2,662 / 1.64 ratio
1.49
2 BR
2 BR- 20855
1.17ratio
FMR$2,700
Market$2,310
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$2,430 / 1.05 ratio110% standard$2,970 / 1.29 ratio
1.17
3 BR
3 BR- 20855
1.11ratio
FMR$3,410
Market$3,060
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$3,069 / 1.00 ratio110% standard$3,751 / 1.23 ratio
1.11
4 BR
4 BR- 20855
1.15ratio
FMR$4,010
Market$3,480
vs market+$530

FMR is above market; underwrite to market rent.

90% standard$3,609 / 1.04 ratio110% standard$4,411 / 1.27 ratio
1.15
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for DERWOOD, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

DERWOOD, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for DERWOOD, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,700 and the 4 bedroom fair market rent is $4,010.

Use this page for searches like DERWOOD, MD FMR, DERWOOD, MD fair market rent, and DERWOOD, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for DERWOOD, MD
Bedroom sizeHUD FMR
Studio$2,350
1 bedroom$2,420
2 bedroom$2,700
3 bedroom$3,410
4 bedroom$4,010