NJ/Essex County/EAST ORANGE
EAST ORANGE, NJ
CityFMR
Essex County
Found 3 ZIPs
BRFMR
Eff. Rent
0 BR$1,612$1,430 – $1,770
1 BR$1,822$1,690 – $2,000
2 BR$2,205$2,030 – $2,430
3 BR$2,761$2,360 – $3,040
4 BR$3,137$2,400 – $3,450
5 BR$3,608
6 BR$4,149
7 BR$4,771
8 BR$5,487

Purchase Price Calculator

Maximum purchase price
$276,891

Cost breakdown

+Likely effective rent$2,280
HUD FMR$2,205
Market rent$2,320
Est. payment standard (103%)Used$2,280
Estimated payment standard is $2,280 (103% of FMR).
-Principal and interest-$1,400
Loan amount$221,512
Down payment$55,378
Rate6.50%
Term30 years
-Operating costs-$680
Property taxes-$277
Insurance-$175
Utilities$0
HOA$0
Management-$228
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,427(65.8% ROI)
Projected value
$298,181
Current value$276,891
Return breakdown
Property appreciation+$21,290
Loan principal paid down+$7,936
Rental cash flow+$7,200
5-year hold
+$62,538(112.9% ROI)
Projected value
$313,276
Current value$276,891
Return breakdown
Property appreciation+$36,386
Loan principal paid down+$14,152
Rental cash flow+$12,000
10-year hold
+$135,276(244.3% ROI)
Projected value
$354,443
Current value$276,891
Return breakdown
Property appreciation+$77,553
Loan principal paid down+$33,723
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.79ratio
FMR$1,612
Market$2,040
vs market-$428

FMR is below market; voucher rent may lag private rents.

90% standard$1,451 / 0.71 ratio110% standard$1,773 / 0.87 ratio
1
Studio- 2 ZIPs
1.13ratio range
Median FMR$1,612
Median Market$1,430
vs market+$182

FMR is above market; underwrite to market rent.

90% standard$1,451 / 1.01 ratio110% standard$1,773 / 1.24 ratio
2
0.79-1.13
1 BR
1 BR- 1 ZIP
0.80ratio
FMR$1,822
Market$2,280
vs market-$458

FMR is below market; voucher rent may lag private rents.

90% standard$1,640 / 0.72 ratio110% standard$2,004 / 0.88 ratio
1
1 BR- 1 ZIP
0.89ratio
FMR$1,822
Market$2,040
vs market-$218

FMR is below market; voucher rent may lag private rents.

90% standard$1,640 / 0.80 ratio110% standard$2,004 / 0.98 ratio
1
1 BR- 1 ZIP
1.08ratio
FMR$1,822
Market$1,690
vs market+$132

FMR is near market; voucher and private rents are aligned.

90% standard$1,640 / 0.97 ratio110% standard$2,004 / 1.19 ratio
1
0.80-1.08
2 BR
2 BR- 1 ZIP
0.72ratio
FMR$2,205
Market$3,050
vs market-$845

FMR is below market; voucher rent may lag private rents.

90% standard$1,985 / 0.65 ratio110% standard$2,426 / 0.80 ratio
1
2 BR- 1 ZIP
0.95ratio
FMR$2,205
Market$2,320
vs market-$115

FMR is near market; voucher and private rents are aligned.

90% standard$1,985 / 0.86 ratio110% standard$2,426 / 1.05 ratio
1
2 BR- 1 ZIP
1.09ratio
FMR$2,205
Market$2,030
vs market+$175

FMR is near market; voucher and private rents are aligned.

90% standard$1,985 / 0.98 ratio110% standard$2,426 / 1.19 ratio
1
0.72-1.09
3 BR
3 BR- 1 ZIP
0.75ratio
FMR$2,761
Market$3,670
vs market-$909

FMR is below market; voucher rent may lag private rents.

90% standard$2,485 / 0.68 ratio110% standard$3,037 / 0.83 ratio
1
3 BR- 1 ZIP
1.12ratio
FMR$2,761
Market$2,460
vs market+$301

FMR is above market; underwrite to market rent.

90% standard$2,485 / 1.01 ratio110% standard$3,037 / 1.23 ratio
1
3 BR- 1 ZIP
1.17ratio
FMR$2,761
Market$2,360
vs market+$401

FMR is above market; underwrite to market rent.

90% standard$2,485 / 1.05 ratio110% standard$3,037 / 1.29 ratio
1
0.75-1.17
4 BR
4 BR- 1 ZIP
0.78ratio
FMR$3,137
Market$4,000
vs market-$863

FMR is below market; voucher rent may lag private rents.

90% standard$2,823 / 0.71 ratio110% standard$3,451 / 0.86 ratio
1
4 BR- 1 ZIP
1.11ratio
FMR$3,137
Market$2,830
vs market+$307

FMR is above market; underwrite to market rent.

90% standard$2,823 / 1.00 ratio110% standard$3,451 / 1.22 ratio
1
4 BR- 1 ZIP
1.31ratio
FMR$3,137
Market$2,400
vs market+$737

FMR is above market; underwrite to market rent.

90% standard$2,823 / 1.18 ratio110% standard$3,451 / 1.44 ratio
1
0.78-1.31
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for EAST ORANGE, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

EAST ORANGE, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for EAST ORANGE, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,205 and the 4 bedroom fair market rent is $3,137.

Use this page for searches like EAST ORANGE, NJ FMR, EAST ORANGE, NJ fair market rent, and EAST ORANGE, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for EAST ORANGE, NJ
Bedroom sizeHUD FMR
Studio$1,612
1 bedroom$1,822
2 bedroom$2,205
3 bedroom$2,761
4 bedroom$3,137