City Median Investment Score
84Below average
| BR | FMR | Eff. Rent | 3Y CAGR |
|---|---|---|---|
| 0 BR | $1,890 – $2,200▼ | $1,830 – $2,210 | 3.3% |
| 1 BR | $2,020 – $2,350▼ | $2,150 – $2,530 | 2.4% |
| 2 BR | $2,440 – $2,840▼ | $2,650 – $3,020 | 1.0% |
| 3 BR | $3,240 – $3,770▼ | $3,200 – $3,850 | 0.5% |
| 4 BR | $3,910 – $4,550▼ | $3,510 – $4,650 | 0.3% |
| 5 BR | $4,911▼ | —Not available | 0.3% |
| 6 BR | $5,647▼ | —Not available | 0.3% |
| 7 BR | $6,494▼ | —Not available | 0.3% |
| 8 BR | $7,468▼ | —Not available | 0.3% |
Public Housing Authority
Rolodex
Market Alignment
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is below market; voucher rent may lag private rents.
FMR is near market; voucher and private rents are aligned.
FMR is near market; voucher and private rents are aligned.
FMR is above market; underwrite to market rent.
- FMR
- FY2027
- Market rent
- last ~365 days
- Property value
- --
- Tax rate
- --
- Mortgage rate
- --
El Cajon, CA fair market rent, FY 2027
For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 4 ZIP codes in El Cajon, CA ranges from $2,440 to $2,840 a month, with a median of $2,665. That is down 6.0% from $2,835 in FY 2026. El Cajon is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so El Cajon is 54% above it.
FY 2027 rent by bedroom
| Bedrooms | FY 2026 | FY 2027 | Change | 90–110% range |
|---|---|---|---|---|
| Studio | $2,165 | $2,070 | −4.4% | $1,863–$2,277 |
| 1BR | $2,325 | $2,205 | −5.2% | $1,985–$2,426 |
| 2BR | $2,835 | $2,665 | −6.0% | $2,399–$2,932 |
| 3BR | $3,780 | $3,535 | −6.5% | $3,182–$3,889 |
| 4BR | $4,575 | $4,270 | −6.7% | $3,843–$4,697 |
Fair market rent history, FY 2023–2027
| Fiscal year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY 2027 | $2,070 | $2,205 | $2,665 | $3,535 | $4,270 |
| FY 2026 | $2,165 | $2,325 | $2,835 | $3,780 | $4,575 |
| FY 2025 | $1,980 | $2,150 | $2,660 | $3,555 | $4,330 |
| FY 2024 | $1,880 | $2,055 | $2,585 | $3,485 | $4,230 |
| FY 2023 | $1,595 | $1,760 | $2,235 | $3,055 | $3,715 |
Two-bedroom rent by ZIP code
Questions about El Cajon, CA rents
How much will Section 8 pay for a two-bedroom in El Cajon, CA?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,665, that basic range is $2,399 to $2,932 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is El Cajon, CA in?
El Cajon, CA is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in El Cajon, CA for FY 2027?
The two-bedroom FMR fell 6.0%, from $2,835 in FY 2026 to $2,665 in FY 2027. Since FY 2023 it has risen 19.2%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set