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CA/San Mateo County/El Granada

El Granada, CA

CitySAFMR
San Mateo County
Found 1 ZIP

City Median Investment Score

58Below average

095130300
BRFMR
Eff. Rent
0 BR$2,310$2,540
1 BR$2,700$2,970
2 BR$3,320$3,650
3 BR$4,340$4,680
4 BR$4,880$4,900
5 BR$5,612Not available
6 BR$6,454Not available
7 BR$7,422Not available
8 BR$8,535Not available

Purchase Price Calculator

Maximum purchase price
$480,472

Cost breakdown

+Likely effective rent$3,650
HUD FMR$3,320
Market rent$4,110
Est. payment standard (110%)Used$3,650
-Principal and interest-$2,430
Loan amount$384,378
Down payment$96,094
Rate6.50%
Term30 years
-Operating costs-$1,020
Property taxes-$480
Insurance-$175
Utilities$0
HOA$0
Management-$365
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$57,915(60.3% ROI)
Projected value
$517,416
Return breakdown
Property appreciation+$36,944
Loan principal paid down+$13,771
Rental cash flow+$7,200
5-year hold
+$99,696(103.7% ROI)
Projected value
$543,610
Return breakdown
Property appreciation+$63,138
Loan principal paid down+$24,558
Rental cash flow+$12,000
10-year hold
+$217,090(225.9% ROI)
Projected value
$615,045
Return breakdown
Property appreciation+$134,573
Loan principal paid down+$58,517
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.79
2 BR
0.81
3 BR
0.89
4 BR
0.99
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

El Granada, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in El Granada, CA is $3,320 a month. That is up 1.5% from $3,270 in FY 2026. El Granada is in the San Francisco, CA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $3,697. The median county two-bedroom FMR in California is $1,725, so El Granada is 92% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for El Granada, CA
BedroomsFY 2027Change90–110% range
Studio$2,310+2.7%$2,079–$2,541
1BR$2,7000.0%$2,430–$2,970
2BR$3,320+1.5%$2,988–$3,652
3BR$4,340+3.8%$3,906–$4,774
4BR$4,880+12.7%$4,392–$5,368

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for El Granada, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,310$2,700$3,320$4,340$4,880
FY 2026$2,250$2,700$3,270$4,180$4,330
FY 2025$2,220$2,720$3,240$3,970$4,320
FY 2024$2,460$3,020$3,600$4,410$4,790
FY 2023$2,300$2,840$3,400$4,170$4,570

Questions about El Granada, CA rents

How much will Section 8 pay for a two-bedroom in El Granada, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $3,697, which applies unless the housing authority uses Small Area FMRs, that basic range is $3,327 to $4,067 a month; under the ZIP-level Small Area FMR of $3,320 it would be $2,988 to $3,652. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is El Granada, CA in?

El Granada, CA is in the San Francisco, CA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $3,697.

How much did fair market rent change in El Granada, CA for FY 2027?

The two-bedroom FMR rose 1.5%, from $3,270 in FY 2026 to $3,320 in FY 2027. Since FY 2023 it has fallen 2.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set