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Ellenton, FL

CitySAFMR
Manatee County
Found 1 ZIP

City Median Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$1,550$1,570
1 BR$1,660$1,650
2 BR$1,940$1,710
3 BR$2,460$2,030
4 BR$2,930$2,400
5 BR$3,369Not available
6 BR$3,875Not available
7 BR$4,456Not available
8 BR$5,125Not available

Purchase Price Calculator

Maximum purchase price
$192,189

Cost breakdown

+Likely effective rent$1,710
HUD FMR$1,940
Market rentUsed$1,710
Est. payment standard (92%)$1,790
-Principal and interest-$972
Loan amount$153,751
Down payment$38,438
Rate6.50%
Term30 years
-Operating costs-$538
Property taxes-$192
Insurance-$175
Utilities$0
HOA$0
Management-$171
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,486(71.5% ROI)
Projected value
$206,966
Return breakdown
Property appreciation+$14,778
Loan principal paid down+$5,509
Rental cash flow+$7,200
5-year hold
+$47,078(122.5% ROI)
Projected value
$217,444
Return breakdown
Property appreciation+$25,255
Loan principal paid down+$9,823
Rental cash flow+$12,000
10-year hold
+$101,236(263.4% ROI)
Projected value
$246,018
Return breakdown
Property appreciation+$53,829
Loan principal paid down+$23,407
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
1.01
2 BR
1.13
3 BR
1.21
4 BR
1.22
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Ellenton, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ellenton, FL is $1,940 a month. That is up 14.1% from $1,700 in FY 2026. Ellenton is in the North Port-Bradenton-Sarasota, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Ellenton is 32% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ellenton, FL
BedroomsFY 2027Change90–110% range
Studio$1,550+26.0%$1,395–$1,705
1BR$1,660+13.7%$1,494–$1,826
2BR$1,940+14.1%$1,746–$2,134
3BR$2,460+11.8%$2,214–$2,706
4BR$2,930+11.4%$2,637–$3,223

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ellenton, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,550$1,660$1,940$2,460$2,930
FY 2026$1,230$1,460$1,700$2,200$2,630
FY 2025$1,080$1,350$1,580$2,080$2,480
FY 2024$1,030$1,260$1,520$2,020$2,410
FY 2023$910$1,090$1,360$1,800$2,150

Questions about Ellenton, FL rents

How much will Section 8 pay for a two-bedroom in Ellenton, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,940, that basic range is $1,746 to $2,134 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ellenton, FL in?

Ellenton, FL is in the North Port-Bradenton-Sarasota, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Ellenton, FL for FY 2027?

The two-bedroom FMR rose 14.1%, from $1,700 in FY 2026 to $1,940 in FY 2027. Since FY 2023 it has risen 42.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set