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MD/Howard County/Ellicott City

Ellicott City, MD

CitySAFMR
Howard County
Found 3 ZIPs
Zillow

City Median Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$1,880 – $2,000$1,420 – $1,620
1 BR$2,010 – $2,140$1,530 – $1,860
2 BR$2,480 – $2,640$1,880 – $2,260
3 BR$3,100 – $3,300$2,660 – $3,040
4 BR$3,450 – $3,670$3,600 – $3,660
5 BR$4,059Not available
6 BR$4,668Not available
7 BR$5,369Not available
8 BR$6,174Not available

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1
1
1
1.19-1.41
1 BR
1
1
1
1.11-1.40
2 BR
1
1
1
1.10-1.40
3 BR
1
1
1
1.02-1.24
4 BR
1
1
1
0.94-1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Ellicott City, MD fair market rent, FY 2027

For FY 2027, HUD's two-bedroom Small Area Fair Market Rent across the 3 ZIP codes in Ellicott City, MD ranges from $2,480 to $2,640 a month, with a median of $2,540. That is up 8.1% from $2,350 in FY 2026. Ellicott City is in the Baltimore-Columbia-Towson, MD MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,006. The median county two-bedroom FMR in Maryland is $1,875, so Ellicott City is 35% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ellicott City, MD
BedroomsFY 2027Change90–110% range
Studio$1,930+12.2%$1,737–$2,123
1BR$2,060+7.9%$1,854–$2,266
2BR$2,540+8.1%$2,286–$2,794
3BR$3,180+6.7%$2,862–$3,498
4BR$3,530+7.0%$3,177–$3,883

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ellicott City, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,930$2,060$2,540$3,180$3,530
FY 2026$1,720$1,910$2,350$2,980$3,300
FY 2025$1,780$2,030$2,490$3,200$3,580
FY 2024$1,770$2,030$2,490$3,230$3,650
FY 2023$1,450$1,680$2,070$2,690$3,070

Two-bedroom rent by ZIP code

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. median
21042$2,640+3.9%
21041$2,5400.0%
21043$2,480−2.4%

Questions about Ellicott City, MD rents

How much will Section 8 pay for a two-bedroom in Ellicott City, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,006, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,805 to $2,207 a month; under the ZIP-level Small Area FMR of $2,540 it would be $2,286 to $2,794. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ellicott City, MD in?

Ellicott City, MD is in the Baltimore-Columbia-Towson, MD MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,006.

How much did fair market rent change in Ellicott City, MD for FY 2027?

The two-bedroom FMR rose 8.1%, from $2,350 in FY 2026 to $2,540 in FY 2027. Since FY 2023 it has risen 22.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMD statewide rentsWhat is SAFMR?Data sources