For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Esko, MN is $1,590 a month. That is down 8.6% from $1,740 in FY 2026. Esko is in the Duluth, MN-WI MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,207. The median county two-bedroom FMR in Minnesota is $1,048, so Esko is 52% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Esko, MN
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,200
$1,110
−7.5%
$999–$1,221
1BR
$1,380
$1,270
−8.0%
$1,143–$1,397
2BR
$1,740
$1,590
−8.6%
$1,431–$1,749
3BR
$2,380
$2,200
−7.6%
$1,980–$2,420
4BR
$2,920
$2,660
−8.9%
$2,394–$2,926
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Esko, MN
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,110
$1,270
$1,590
$2,200
$2,660
FY 2026
$1,200
$1,380
$1,740
$2,380
$2,920
FY 2025
$1,100
$1,270
$1,610
$2,170
$2,700
FY 2024
$990
$1,120
$1,440
$1,920
$2,440
FY 2023
$960
$1,030
$1,340
$1,770
$2,210
Questions about Esko, MN rents
How much will Section 8 pay for a two-bedroom in Esko, MN?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,207, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,086 to $1,328 a month; under the ZIP-level Small Area FMR of $1,590 it would be $1,431 to $1,749. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Esko, MN in?
Esko, MN is in the Duluth, MN-WI MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,207.
How much did fair market rent change in Esko, MN for FY 2027?
The two-bedroom FMR fell 8.6%, from $1,740 in FY 2026 to $1,590 in FY 2027. Since FY 2023 it has risen 18.7%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set