CA/Orange County/FOOTHILL RANCH
FOOTHILL RANCH, CA
CitySAFMR
Orange County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,320$2,970
1 BR$3,400$2,940
2 BR$4,010$3,580
3 BR$5,440$4,220
4 BR$6,500$5,400
5 BR$7,475
6 BR$8,596
7 BR$9,886
8 BR$11,369

Purchase Price Calculator

Maximum purchase price
$470,070

Cost breakdown

+Likely effective rent$3,580
HUD FMR$4,010
Market rentUsed$3,580
Est. payment standard (93%)$3,730
Market rent is below the inferred standard ($3,730, 93% of FMR).
-Principal and interest-$2,377
Loan amount$376,056
Down payment$94,014
Rate6.50%
Term30 years
-Operating costs-$1,003
Property taxes-$470
Insurance-$175
Utilities$0
HOA$0
Management-$358
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$56,817(60.4% ROI)
Projected value
$506,214
Current value$470,070
Return breakdown
Property appreciation+$36,144
Loan principal paid down+$13,473
Rental cash flow+$7,200
5-year hold
+$97,797(104.0% ROI)
Projected value
$531,841
Current value$470,070
Return breakdown
Property appreciation+$61,771
Loan principal paid down+$24,026
Rental cash flow+$12,000
10-year hold
+$212,910(226.5% ROI)
Projected value
$601,729
Current value$470,070
Return breakdown
Property appreciation+$131,659
Loan principal paid down+$57,250
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 92610
1.12ratio
FMR$3,320
Market$2,970
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,988 / 1.01 ratio110% standard$3,652 / 1.23 ratio
1.12
1 BR
1 BR- 92610
1.16ratio
FMR$3,400
Market$2,940
vs market+$460

FMR is above market; underwrite to market rent.

90% standard$3,060 / 1.04 ratio110% standard$3,740 / 1.27 ratio
1.16
2 BR
2 BR- 92610
1.12ratio
FMR$4,010
Market$3,580
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$3,609 / 1.01 ratio110% standard$4,411 / 1.23 ratio
1.12
3 BR
3 BR- 92610
1.29ratio
FMR$5,440
Market$4,220
vs market+$1,220

FMR is above market; underwrite to market rent.

90% standard$4,896 / 1.16 ratio110% standard$5,984 / 1.42 ratio
1.29
4 BR
4 BR- 92610
1.20ratio
FMR$6,500
Market$5,400
vs market+$1,100

FMR is above market; underwrite to market rent.

90% standard$5,850 / 1.08 ratio110% standard$7,150 / 1.32 ratio
1.20
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for FOOTHILL RANCH, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

FOOTHILL RANCH, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for FOOTHILL RANCH, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,010 and the 4 bedroom fair market rent is $6,500.

Use this page for searches like FOOTHILL RANCH, CA FMR, FOOTHILL RANCH, CA fair market rent, and FOOTHILL RANCH, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for FOOTHILL RANCH, CA
Bedroom sizeHUD FMR
Studio$3,320
1 bedroom$3,400
2 bedroom$4,010
3 bedroom$5,440
4 bedroom$6,500