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OK/Caddo County/Fort Cobb

Fort Cobb, OK

CitySAFMR
Caddo County
Found 1 ZIP

City Median Investment Score

74Below average

095130300
BRFMR
Eff. Rent
0 BR$710$710
1 BR$740$740
2 BR$930$930
3 BR$1,180$1,180
4 BR$1,220$1,220
5 BR$1,403Not available
6 BR$1,613Not available
7 BR$1,855Not available
8 BR$2,134Not available

Purchase Price Calculator

Maximum purchase price
$76,281

Cost breakdown

+Likely effective rent$930
HUD FMRUsed$930
Market rentN/A
Est. payment standardN/A
-Principal and interest-$386
Loan amount$61,025
Down payment$15,256
Rate6.50%
Term30 years
-Operating costs-$344
Property taxes-$76
Insurance-$175
Utilities$0
HOA$0
Management-$93
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,252(100.0% ROI)
Projected value
$82,146
Return breakdown
Property appreciation+$5,865
Loan principal paid down+$2,186
Rental cash flow+$7,200
5-year hold
+$25,923(169.9% ROI)
Projected value
$86,305
Return breakdown
Property appreciation+$10,024
Loan principal paid down+$3,899
Rental cash flow+$12,000
10-year hold
+$54,656(358.3% ROI)
Projected value
$97,646
Return breakdown
Property appreciation+$21,365
Loan principal paid down+$9,290
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Fort Cobb, OK fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Fort Cobb, OK is $930 a month. That is down 1.1% from $940 in FY 2026. Fort Cobb is in the Caddo County, OK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $916. The median county two-bedroom FMR in Oklahoma is $916, so Fort Cobb is 2% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Fort Cobb, OK
BedroomsFY 2027Change90–110% range
Studio$710+9.2%$639–$781
1BR$740+1.4%$666–$814
2BR$930−1.1%$837–$1,023
3BR$1,180+1.7%$1,062–$1,298
4BR$1,220−1.6%$1,098–$1,342

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Fort Cobb, OK
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$710$740$930$1,180$1,220
FY 2026$650$730$940$1,160$1,240
FY 2025$640$710$910$1,100$1,210
FY 2024area FMR$639$678$891$1,077$1,194
FY 2023area FMR$558$605$797$970$1,096

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Fort Cobb, OK rents

How much will Section 8 pay for a two-bedroom in Fort Cobb, OK?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $916, which applies unless the housing authority uses Small Area FMRs, that basic range is $824 to $1,008 a month; under the ZIP-level Small Area FMR of $930 it would be $837 to $1,023. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Fort Cobb, OK in?

Fort Cobb, OK is in the Caddo County, OK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $916.

How much did fair market rent change in Fort Cobb, OK for FY 2027?

The two-bedroom FMR fell 1.1%, from $940 in FY 2026 to $930 in FY 2027. Since FY 2025 it has risen 2.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set