FL/Okaloosa County/FORT WALTON BEACH
FORT WALTON BEACH, FL
CitySAFMR
Okaloosa County
Found 3 ZIPs
BRFMR
Eff. Rent
0 BR$1,290 – $1,370$1,220 – $1,370
1 BR$1,500 – $1,590$1,300 – $1,470
2 BR$1,690 – $1,790$1,590 – $1,690
3 BR$2,320 – $2,460$1,830 – $2,010
4 BR$2,820 – $2,990$2,100 – $2,550
5 BR$3,415
6 BR$3,928
7 BR$4,517
8 BR$5,195

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.93ratio
FMR$1,370
Market$1,480
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.03ratio
FMR$1,290
Market$1,250
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.11ratio
FMR$1,360
Market$1,220
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.93–1.11
1 BR
1 BR· 2 ZIPs
1.08–1.09ratio range
Median FMR$1,545
Median Market$1,425
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2
1 BR· 1 ZIP
1.22ratio
FMR$1,580
Market$1,300
vs market+$280

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.08–1.22
2 BR
2 BR· 1 ZIP
1.00ratio
FMR$1,690
Market$1,690
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 2 ZIPs
1.12ratio range
Median FMR$1,785
Median Market$1,595
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2
1.00–1.12
3 BR
3 BR· 1 ZIP
1.15ratio
FMR$2,320
Market$2,010
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 1 ZIP
1.22ratio
FMR$2,440
Market$2,000
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 1 ZIP
1.34ratio
FMR$2,460
Market$1,830
vs market+$630

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.15–1.34
4 BR
4 BR· 1 ZIP
1.11ratio
FMR$2,820
Market$2,550
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.17ratio
FMR$2,970
Market$2,540
vs market+$430

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
4 BR· 1 ZIP
1.42ratio
FMR$2,990
Market$2,100
vs market+$890

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.11–1.42
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for FORT WALTON BEACH, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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