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ME/Oxford County/Fryeburg

Fryeburg, ME

CitySAFMR
Oxford County
Found 1 ZIP

City Median Investment Score

71Below average

095130300
BRFMR
Eff. Rent
0 BR$890$890
1 BR$990$990
2 BR$1,280$1,280
3 BR$1,770$1,770
4 BR$2,140$2,140
5 BR$2,461Not available
6 BR$2,830Not available
7 BR$3,255Not available
8 BR$3,743Not available

Purchase Price Calculator

Maximum purchase price
$128,291

Cost breakdown

+Likely effective rent$1,280
HUD FMRUsed$1,280
Market rentN/A
Est. payment standardN/A
-Principal and interest-$649
Loan amount$102,633
Down payment$25,658
Rate6.50%
Term30 years
-Operating costs-$431
Property taxes-$128
Insurance-$175
Utilities$0
HOA$0
Management-$128
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,741(80.8% ROI)
Projected value
$138,155
Return breakdown
Property appreciation+$9,864
Loan principal paid down+$3,677
Rental cash flow+$7,200
5-year hold
+$35,416(138.0% ROI)
Projected value
$145,149
Return breakdown
Property appreciation+$16,858
Loan principal paid down+$6,557
Rental cash flow+$12,000
10-year hold
+$75,557(294.5% ROI)
Projected value
$164,223
Return breakdown
Property appreciation+$35,932
Loan principal paid down+$15,625
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Fryeburg, ME fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Fryeburg, ME is $1,280 a month. That is down 8.6% from $1,400 in FY 2026. Fryeburg is in the Oxford County, ME non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,224. The median county two-bedroom FMR in Maine is $1,371, so Fryeburg is 7% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Fryeburg, ME
BedroomsFY 2027Change90–110% range
Studio$890−8.2%$801–$979
1BR$990−7.5%$891–$1,089
2BR$1,280−8.6%$1,152–$1,408
3BR$1,770−9.2%$1,593–$1,947
4BR$2,140−8.9%$1,926–$2,354

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Fryeburg, ME
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$890$990$1,280$1,770$2,140
FY 2026$970$1,070$1,400$1,950$2,350
FY 2025$920$920$1,210$1,580$2,030
FY 2024area FMR$814$820$1,077$1,321$1,699
FY 2023area FMR$729$734$966$1,176$1,534

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Fryeburg, ME rents

How much will Section 8 pay for a two-bedroom in Fryeburg, ME?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,224, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,102 to $1,346 a month; under the ZIP-level Small Area FMR of $1,280 it would be $1,152 to $1,408. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Fryeburg, ME in?

Fryeburg, ME is in the Oxford County, ME non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,224.

How much did fair market rent change in Fryeburg, ME for FY 2027?

The two-bedroom FMR fell 8.6%, from $1,400 in FY 2026 to $1,280 in FY 2027. Since FY 2025 it has risen 5.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set