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MD/Anne Arundel County/GALESVILLE

GALESVILLE, MD

CitySAFMR
Anne Arundel County
Found 1 ZIP
Zillow
BRFMR
Eff. Rent
0 BR$1,290▼$1,420
1 BR$1,450▼$1,600
2 BR$1,770▼$1,950
3 BR$2,280▼$2,510
4 BR$2,550▼$2,810
5 BR$2,933▼—
6 BR$3,372▼—
7 BR$3,878▼—
8 BR$4,460▼—

Purchase Price Calculator

Maximum purchase price
$227,853

Cost breakdown

+Likely effective rent$1,950
HUD FMR$1,770
Market rent$2,270
Est. payment standard (110%)Used$1,950
Estimated payment standard is $1,950 (110% of FMR).
-Principal and interest-$1,152
Loan amount$182,282
Down payment$45,571
Rate6.50%
Term30 years
-Operating costs-$598
Property taxes-$228
Insurance-$175
Utilities$0
HOA$0
Management-$195
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,250(68.6% ROI)
Projected value
$245,372
Current value$227,853
Return breakdown
Property appreciation+$17,520
Loan principal paid down+$6,531
Rental cash flow+$7,200
5-year hold
+$53,588(117.6% ROI)
Projected value
$257,794
Current value$227,853
Return breakdown
Property appreciation+$29,942
Loan principal paid down+$11,646
Rental cash flow+$12,000
10-year hold
+$115,568(253.6% ROI)
Projected value
$291,671
Current value$227,853
Return breakdown
Property appreciation+$63,818
Loan principal paid down+$27,750
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20765
0.75ratio
FMR$1,290
Market$1,730
vs market-$440

FMR is below market; voucher rent may lag private rents.

90% standard$1,161 / 0.67 ratio110% standard$1,419 / 0.82 ratio
0.75
1 BR
1 BR- 20765
0.78ratio
FMR$1,450
Market$1,860
vs market-$410

FMR is below market; voucher rent may lag private rents.

90% standard$1,305 / 0.70 ratio110% standard$1,595 / 0.86 ratio
0.78
2 BR
2 BR- 20765
0.78ratio
FMR$1,770
Market$2,270
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$1,593 / 0.70 ratio110% standard$1,947 / 0.86 ratio
0.78
3 BR
3 BR- 20765
0.80ratio
FMR$2,280
Market$2,840
vs market-$560

FMR is below market; voucher rent may lag private rents.

90% standard$2,052 / 0.72 ratio110% standard$2,508 / 0.88 ratio
0.80
4 BR
4 BR- 20765
0.71ratio
FMR$2,550
Market$3,610
vs market-$1,060

FMR is below market; voucher rent may lag private rents.

90% standard$2,295 / 0.64 ratio110% standard$2,805 / 0.78 ratio
0.71
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GALESVILLE, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
20765

GALESVILLE, MD fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for GALESVILLE, MD shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,770 and the 4 bedroom fair market rent is $2,550.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for GALESVILLE, MD
Bedroom sizeHUD FMR
Studio$1,290
1 bedroom$1,450
2 bedroom$1,770
3 bedroom$2,280
4 bedroom$2,550
Anne Arundel County fair market rent20765 FMR