GAMBRILLS, MD
CitySAFMR
Anne Arundel County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,050$1,800
1 BR$2,270$1,780
2 BR$2,790$2,300
3 BR$3,540$2,760
4 BR$3,920$3,270
5 BR$4,508
6 BR$5,184
7 BR$5,962
8 BR$6,856

Purchase Price Calculator

Maximum purchase price
$279,863

Cost breakdown

+Likely effective rent$2,300
HUD FMR$2,790
Market rentUsed$2,300
Est. payment standard (90%)$2,510
Market rent is below the inferred standard ($2,510, 90% of FMR).
-Principal and interest-$1,415
Loan amount$223,890
Down payment$55,973
Rate6.50%
Term30 years
-Operating costs-$685
Property taxes-$280
Insurance-$175
Utilities$0
HOA$0
Management-$230
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,740(65.6% ROI)
Projected value
$301,381
Current value$279,863
Return breakdown
Property appreciation+$21,519
Loan principal paid down+$8,021
Rental cash flow+$7,200
5-year hold
+$63,081(112.7% ROI)
Projected value
$316,639
Current value$279,863
Return breakdown
Property appreciation+$36,776
Loan principal paid down+$14,304
Rental cash flow+$12,000
10-year hold
+$136,470(243.8% ROI)
Projected value
$358,248
Current value$279,863
Return breakdown
Property appreciation+$78,385
Loan principal paid down+$34,085
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 21054
1.14ratio
FMR$2,050
Market$1,800
vs market+$250

FMR is above market; underwrite to market rent.

90% standard$1,845 / 1.02 ratio110% standard$2,255 / 1.25 ratio
1.14
1 BR
1 BR- 21054
1.28ratio
FMR$2,270
Market$1,780
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$2,043 / 1.15 ratio110% standard$2,497 / 1.40 ratio
1.28
2 BR
2 BR- 21054
1.21ratio
FMR$2,790
Market$2,300
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$2,511 / 1.09 ratio110% standard$3,069 / 1.33 ratio
1.21
3 BR
3 BR- 21054
1.28ratio
FMR$3,540
Market$2,760
vs market+$780

FMR is above market; underwrite to market rent.

90% standard$3,186 / 1.15 ratio110% standard$3,894 / 1.41 ratio
1.28
4 BR
4 BR- 21054
1.20ratio
FMR$3,920
Market$3,270
vs market+$650

FMR is above market; underwrite to market rent.

90% standard$3,528 / 1.08 ratio110% standard$4,312 / 1.32 ratio
1.20
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GAMBRILLS, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

GAMBRILLS, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for GAMBRILLS, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,790 and the 4 bedroom fair market rent is $3,920.

Use this page for searches like GAMBRILLS, MD FMR, GAMBRILLS, MD fair market rent, and GAMBRILLS, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for GAMBRILLS, MD
Bedroom sizeHUD FMR
Studio$2,050
1 bedroom$2,270
2 bedroom$2,790
3 bedroom$3,540
4 bedroom$3,920