FMR is below market; voucher rent may lag private rents.
0.87
1 BR
1 BR- 35071
1.02ratio
FMR$1,340
Market$1,310
vs market+$30
FMR is near market; voucher and private rents are aligned.
1.02
2 BR
2 BR- 35071
0.91ratio
FMR$1,460
Market$1,610
vs market-$150
FMR is near market; voucher and private rents are aligned.
0.91
3 BR
3 BR- 35071
1.00ratio
FMR$1,830
Market$1,830
vs market+$0
FMR is near market; voucher and private rents are aligned.
1.00
4 BR
4 BR- 35071
1.00ratio
FMR$2,060
Market$2,060
vs market+$0
FMR is near market; voucher and private rents are aligned.
1.00
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
Gardendale, AL fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Gardendale, AL is $1,460 a month. That is up 13.2% from $1,290 in FY 2026. Gardendale is in the Birmingham-Hoover, AL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Alabama is $975, so Gardendale is 50% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Gardendale, AL
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,040
$1,250
+20.2%
$1,125–$1,375
1BR
$1,180
$1,340
+13.6%
$1,206–$1,474
2BR
$1,290
$1,460
+13.2%
$1,314–$1,606
3BR
$1,610
$1,830
+13.7%
$1,647–$2,013
4BR
$1,840
$2,060
+12.0%
$1,854–$2,266
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Gardendale, AL
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,250
$1,340
$1,460
$1,830
$2,060
FY 2026
$1,040
$1,180
$1,290
$1,610
$1,840
FY 2025
$1,020
$1,170
$1,290
$1,610
$1,820
FY 2024
$980
$1,100
$1,240
$1,560
$1,750
FY 2023
$900
$980
$1,120
$1,430
$1,560
Questions about Gardendale, AL rents
How much will Section 8 pay for a two-bedroom in Gardendale, AL?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,460, that basic range is $1,314 to $1,606 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Gardendale, AL in?
Gardendale, AL is in the Birmingham-Hoover, AL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in Gardendale, AL for FY 2027?
The two-bedroom FMR rose 13.2%, from $1,290 in FY 2026 to $1,460 in FY 2027. Since FY 2023 it has risen 30.4%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set