GILROY, CA
CitySAFMR
Santa Clara County
Found 2 ZIPs
BRFMR
Eff. Rent
0 BR$2,070 – $2,620$2,070 – $2,320
1 BR$2,350 – $2,980$2,350 – $2,440
2 BR$2,750 – $3,480$2,720 – $2,750
3 BR$3,630 – $4,600$3,440 – $3,500
4 BR$3,960 – $5,010$3,880 – $4,120
5 BR$5,158
6 BR$5,931
7 BR$6,821
8 BR$7,844

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.91ratio
FMR$2,070
Market$2,280
vs market-$210

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
Studio· 1 ZIP
1.13ratio
FMR$2,620
Market$2,320
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.91–1.13
1 BR
1 BR· 1 ZIP
0.97ratio
FMR$2,350
Market$2,420
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.22ratio
FMR$2,980
Market$2,440
vs market+$540

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.97–1.22
2 BR
2 BR· 1 ZIP
0.96ratio
FMR$2,750
Market$2,860
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
2 BR· 1 ZIP
1.28ratio
FMR$3,480
Market$2,720
vs market+$760

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
0.96–1.28
3 BR
3 BR· 1 ZIP
1.04ratio
FMR$3,630
Market$3,500
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
3 BR· 1 ZIP
1.34ratio
FMR$4,600
Market$3,440
vs market+$1,160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.04–1.34
4 BR
4 BR· 1 ZIP
1.02ratio
FMR$3,960
Market$3,880
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.22ratio
FMR$5,010
Market$4,120
vs market+$890

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.02–1.22
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GILROY, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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