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GA/Catoosa County/Graysville

Graysville, GA

CitySAFMR
Catoosa County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,050$980
1 BR$1,090$1,200
2 BR$1,190$1,310
3 BR$1,470$1,620
4 BR$1,560$1,720
5 BR$1,794Not available
6 BR$2,063Not available
7 BR$2,373Not available
8 BR$2,728Not available

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMR$1,190
Market rent$1,420
Est. payment standard (110%)Used$1,310
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.07
1 BR
0.86
2 BR
0.84
3 BR
0.70
4 BR
0.60
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Graysville, GA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Graysville, GA is $1,190 a month. That is down 5.6% from $1,260 in FY 2026. Graysville is in the Chattanooga, TN-GA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Georgia is $1,058, so Graysville is 12% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Graysville, GA
BedroomsFY 2027Change90–110% range
Studio$1,050−4.5%$945–$1,155
1BR$1,090−5.2%$981–$1,199
2BR$1,190−5.6%$1,071–$1,309
3BR$1,470−6.4%$1,323–$1,617
4BR$1,560−7.1%$1,404–$1,716

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Graysville, GA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,050$1,090$1,190$1,470$1,560
FY 2026$1,100$1,150$1,260$1,570$1,680
FY 2025$1,130$1,180$1,310$1,650$1,780
FY 2024$990$1,000$1,140$1,450$1,650
FY 2023$860$870$1,010$1,300$1,530

Questions about Graysville, GA rents

How much will Section 8 pay for a two-bedroom in Graysville, GA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,190, that basic range is $1,071 to $1,309 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Graysville, GA in?

Graysville, GA is in the Chattanooga, TN-GA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Graysville, GA for FY 2027?

The two-bedroom FMR fell 5.6%, from $1,260 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 17.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set