AL/DeKalb County/GUNTERSVILLE
GUNTERSVILLE, AL
CitySAFMR
DeKalb County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$810$890
1 BR$900$990
2 BR$1,020$1,120
3 BR$1,280$1,410
4 BR$1,430$1,570
5 BR$1,644
6 BR$1,891
7 BR$2,175
8 BR$2,501

Purchase Price Calculator

Maximum purchase price
$104,515

Cost breakdown

+Likely effective rent$1,120
HUD FMR$1,020
Market rent$1,480
Est. payment standard (110%)Used$1,120
Estimated payment standard is $1,120 (110% of FMR).
-Principal and interest-$528
Loan amount$83,612
Down payment$20,903
Rate6.50%
Term30 years
-Operating costs-$392
Property taxes-$105
Insurance-$175
Utilities$0
HOA$0
Management-$112
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,232(87.2% ROI)
Projected value
$112,551
Current value$104,515
Return breakdown
Property appreciation+$8,036
Loan principal paid down+$2,996
Rental cash flow+$7,200
5-year hold
+$31,076(148.7% ROI)
Projected value
$118,249
Current value$104,515
Return breakdown
Property appreciation+$13,734
Loan principal paid down+$5,342
Rental cash flow+$12,000
10-year hold
+$66,002(315.8% ROI)
Projected value
$133,788
Current value$104,515
Return breakdown
Property appreciation+$29,273
Loan principal paid down+$12,729
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 35976
0.60ratio
FMR$810
Market$1,350
vs market-$540

FMR is below market; voucher rent may lag private rents.

90% standard$729 / 0.54 ratio110% standard$891 / 0.66 ratio
0.60
1 BR
1 BR- 35976
0.63ratio
FMR$900
Market$1,420
vs market-$520

FMR is below market; voucher rent may lag private rents.

90% standard$810 / 0.57 ratio110% standard$990 / 0.70 ratio
0.63
2 BR
2 BR- 35976
0.69ratio
FMR$1,020
Market$1,480
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$918 / 0.62 ratio110% standard$1,122 / 0.76 ratio
0.69
3 BR
3 BR- 35976
0.74ratio
FMR$1,280
Market$1,730
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$1,152 / 0.67 ratio110% standard$1,408 / 0.81 ratio
0.74
4 BR
4 BR- 35976
0.69ratio
FMR$1,430
Market$2,060
vs market-$630

FMR is below market; voucher rent may lag private rents.

90% standard$1,287 / 0.62 ratio110% standard$1,573 / 0.76 ratio
0.69
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for GUNTERSVILLE, AL (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

GUNTERSVILLE, AL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for GUNTERSVILLE, AL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,020 and the 4 bedroom fair market rent is $1,430.

Use this page for searches like GUNTERSVILLE, AL FMR, GUNTERSVILLE, AL fair market rent, and GUNTERSVILLE, AL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for GUNTERSVILLE, AL
Bedroom sizeHUD FMR
Studio$810
1 bedroom$900
2 bedroom$1,020
3 bedroom$1,280
4 bedroom$1,430