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Harbor City, CA

CitySAFMR
Los Angeles County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,760$1,940
1 BR$1,970$2,170
2 BR$2,430$2,670
3 BR$3,080$3,390
4 BR$3,450$3,800
5 BR$3,967Not available
6 BR$4,563Not available
7 BR$5,247Not available
8 BR$6,034Not available

Purchase Price Calculator

Maximum purchase price
$334,844

Cost breakdown

+Likely effective rent$2,670
HUD FMR$2,430
Market rent$2,930
Est. payment standard (110%)Used$2,670
-Principal and interest-$1,693
Loan amount$267,876
Down payment$66,969
Rate6.50%
Term30 years
-Operating costs-$777
Property taxes-$335
Insurance-$175
Utilities$0
HOA$0
Management-$267
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,544(63.5% ROI)
Projected value
$360,591
Return breakdown
Property appreciation+$25,746
Loan principal paid down+$9,597
Rental cash flow+$7,200
5-year hold
+$73,116(109.2% ROI)
Projected value
$378,846
Return breakdown
Property appreciation+$44,001
Loan principal paid down+$17,115
Rental cash flow+$12,000
10-year hold
+$158,566(236.8% ROI)
Projected value
$428,629
Return breakdown
Property appreciation+$93,785
Loan principal paid down+$40,781
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.87
1 BR
0.80
2 BR
0.83
3 BR
0.77
4 BR
0.75
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Harbor City, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Harbor City, CA is $2,430 a month. That is up 3.0% from $2,360 in FY 2026. Harbor City is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Harbor City is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Harbor City, CA
BedroomsFY 2027Change90–110% range
Studio$1,760+4.1%$1,584–$1,936
1BR$1,970+4.2%$1,773–$2,167
2BR$2,430+3.0%$2,187–$2,673
3BR$3,080+3.0%$2,772–$3,388
4BR$3,450+3.6%$3,105–$3,795

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Harbor City, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,760$1,970$2,430$3,080$3,450
FY 2026$1,690$1,890$2,360$2,990$3,330
FY 2025$1,600$1,810$2,290$2,940$3,240
FY 2024$1,420$1,600$2,030$2,600$2,870
FY 2023$1,300$1,480$1,880$2,440$2,680

Questions about Harbor City, CA rents

How much will Section 8 pay for a two-bedroom in Harbor City, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,430, that basic range is $2,187 to $2,673 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Harbor City, CA in?

Harbor City, CA is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Harbor City, CA for FY 2027?

The two-bedroom FMR rose 3.0%, from $2,360 in FY 2026 to $2,430 in FY 2027. Since FY 2023 it has risen 29.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set