FMR is below market; voucher rent may lag private rents.
0.75
1 BR
1 BR- 37752
0.86ratio
FMR$980
Market$1,140
vs market-$160
FMR is below market; voucher rent may lag private rents.
0.86
2 BR
2 BR- 37752
0.86ratio
FMR$1,070
Market$1,250
vs market-$180
FMR is below market; voucher rent may lag private rents.
0.86
3 BR
3 BR- 37752
0.94ratio
FMR$1,330
Market$1,410
vs market-$80
FMR is near market; voucher and private rents are aligned.
0.94
4 BR
4 BR- 37752
1.01ratio
FMR$1,500
Market$1,490
vs market+$10
FMR is near market; voucher and private rents are aligned.
1.01
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
Harrogate, TN fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Harrogate, TN is $1,070 a month. That is up 5.9% from $1,010 in FY 2026. Harrogate is in the Hancock County, TN non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $995. The median county two-bedroom FMR in Tennessee is $1,048, so Harrogate is 2% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Harrogate, TN
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$790
$820
+3.8%
$738–$902
1BR
$920
$980
+6.5%
$882–$1,078
2BR
$1,010
$1,070
+5.9%
$963–$1,177
3BR
$1,260
$1,330
+5.6%
$1,197–$1,463
4BR
$1,390
$1,500
+7.9%
$1,350–$1,650
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Harrogate, TN
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$820
$980
$1,070
$1,330
$1,500
FY 2026
$790
$920
$1,010
$1,260
$1,390
FY 2025
$780
$890
$980
$1,290
$1,350
FY 2024area FMR
$707
$767
$861
$1,041
$1,384
FY 2023area FMR
$574
$578
$747
$909
$1,272
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Questions about Harrogate, TN rents
How much will Section 8 pay for a two-bedroom in Harrogate, TN?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $995, which applies unless the housing authority uses Small Area FMRs, that basic range is $896 to $1,095 a month; under the ZIP-level Small Area FMR of $1,070 it would be $963 to $1,177. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Harrogate, TN in?
Harrogate, TN is in the Hancock County, TN non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $995.
How much did fair market rent change in Harrogate, TN for FY 2027?
The two-bedroom FMR rose 5.9%, from $1,010 in FY 2026 to $1,070 in FY 2027. Since FY 2025 it has risen 9.2%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set