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CA/Los Angeles County/Hermosa Beach

Hermosa Beach, CA

CitySAFMR
Los Angeles County
Found 1 ZIP

City Median Investment Score

47Below average

095130300
BRFMR
Eff. Rent
0 BR$3,130$3,430
1 BR$3,490$3,840
2 BR$4,310$4,740
3 BR$5,470$6,020
4 BR$6,120$6,730
5 BR$7,038Not available
6 BR$8,094Not available
7 BR$9,308Not available
8 BR$10,704Not available

Purchase Price Calculator

Maximum purchase price
$642,446

Cost breakdown

+Likely effective rent$4,740
HUD FMR$4,310
Market rent$5,150
Est. payment standard (110%)Used$4,740
-Principal and interest-$3,249
Loan amount$513,956
Down payment$128,489
Rate6.50%
Term30 years
-Operating costs-$1,291
Property taxes-$642
Insurance-$175
Utilities$0
HOA$0
Management-$474
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$75,012(58.4% ROI)
Projected value
$691,844
Return breakdown
Property appreciation+$49,398
Loan principal paid down+$18,414
Rental cash flow+$7,200
5-year hold
+$129,259(100.6% ROI)
Projected value
$726,868
Return breakdown
Property appreciation+$84,423
Loan principal paid down+$32,837
Rental cash flow+$12,000
10-year hold
+$282,183(219.6% ROI)
Projected value
$822,385
Return breakdown
Property appreciation+$179,939
Loan principal paid down+$78,244
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.87
1 BR
0.80
2 BR
0.84
3 BR
0.66
4 BR
0.53
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Hermosa Beach, CA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Hermosa Beach, CA is $4,310 a month. That is up 1.2% from $4,260 in FY 2026. Hermosa Beach is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in California is $1,725, so Hermosa Beach is 150% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Hermosa Beach, CA
BedroomsFY 2027Change90–110% range
Studio$3,130+2.6%$2,817–$3,443
1BR$3,490+2.0%$3,141–$3,839
2BR$4,310+1.2%$3,879–$4,741
3BR$5,470+1.3%$4,923–$6,017
4BR$6,120+1.8%$5,508–$6,732

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Hermosa Beach, CA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,130$3,490$4,310$5,470$6,120
FY 2026$3,050$3,420$4,260$5,400$6,010
FY 2025$2,700$3,030$3,820$4,850$5,380
FY 2024$2,600$2,930$3,720$4,770$5,260
FY 2023$2,300$2,620$3,330$4,330$4,750

Questions about Hermosa Beach, CA rents

How much will Section 8 pay for a two-bedroom in Hermosa Beach, CA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $4,310, that basic range is $3,879 to $4,741 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Hermosa Beach, CA in?

Hermosa Beach, CA is in the Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Hermosa Beach, CA for FY 2027?

The two-bedroom FMR rose 1.2%, from $4,260 in FY 2026 to $4,310 in FY 2027. Since FY 2023 it has risen 29.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set