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DE/Kent County/HOUSTON

HOUSTON, DE

CitySAFMR
Kent County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,110$1,220
1 BR$1,120$1,230
2 BR$1,410$1,550
3 BR$1,960$2,030
4 BR$2,190$2,240
5 BR$2,519
6 BR$2,896
7 BR$3,331
8 BR$3,830

Purchase Price Calculator

Maximum purchase price
$168,413

Cost breakdown

+Likely effective rent$1,550
HUD FMR$1,410
Market rent$1,940
Est. payment standard (110%)Used$1,550
Estimated payment standard is $1,550 (110% of FMR).
-Principal and interest-$852
Loan amount$134,730
Down payment$33,683
Rate6.50%
Term30 years
-Operating costs-$498
Property taxes-$168
Insurance-$175
Utilities$0
HOA$0
Management-$155
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,976(74.2% ROI)
Projected value
$181,362
Current value$168,413
Return breakdown
Property appreciation+$12,949
Loan principal paid down+$4,827
Rental cash flow+$7,200
5-year hold
+$42,739(126.9% ROI)
Projected value
$190,544
Current value$168,413
Return breakdown
Property appreciation+$22,131
Loan principal paid down+$8,608
Rental cash flow+$12,000
10-year hold
+$91,681(272.2% ROI)
Projected value
$215,583
Current value$168,413
Return breakdown
Property appreciation+$47,170
Loan principal paid down+$20,511
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 19954
0.67ratio
FMR$1,110
Market$1,660
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$999 / 0.60 ratio110% standard$1,221 / 0.74 ratio
0.67
1 BR
1 BR- 19954
0.74ratio
FMR$1,120
Market$1,510
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$1,008 / 0.67 ratio110% standard$1,232 / 0.82 ratio
0.74
2 BR
2 BR- 19954
0.73ratio
FMR$1,410
Market$1,940
vs market-$530

FMR is below market; voucher rent may lag private rents.

90% standard$1,269 / 0.65 ratio110% standard$1,551 / 0.80 ratio
0.73
3 BR
3 BR- 19954
0.95ratio
FMR$1,960
Market$2,060
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,764 / 0.86 ratio110% standard$2,156 / 1.05 ratio
0.95
4 BR
4 BR- 19954
0.97ratio
FMR$2,190
Market$2,260
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,971 / 0.87 ratio110% standard$2,409 / 1.07 ratio
0.97
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for HOUSTON, DE (DE) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

HOUSTON, DE fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for HOUSTON, DE shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,410 and the 4 bedroom fair market rent is $2,190.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for HOUSTON, DE
Bedroom sizeHUD FMR
Studio$1,110
1 bedroom$1,120
2 bedroom$1,410
3 bedroom$1,960
4 bedroom$2,190