SC/Charleston County/ISLE OF PALMS
ISLE OF PALMS, SC
CitySAFMR
Charleston County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,330$1,700
1 BR$2,440$2,300
2 BR$2,680$2,890
3 BR$3,330$3,660
4 BR$3,840$4,150
5 BR$4,416
6 BR$5,078
7 BR$5,840
8 BR$6,716

Purchase Price Calculator

Maximum purchase price
$367,536

Cost breakdown

+Likely effective rent$2,890
HUD FMR$2,680
Market rent$3,000
Est. payment standard (108%)Used$2,890
Estimated payment standard is $2,890 (108% of FMR).
-Principal and interest-$1,858
Loan amount$294,029
Down payment$73,507
Rate6.50%
Term30 years
-Operating costs-$832
Property taxes-$368
Insurance-$175
Utilities$0
HOA$0
Management-$289
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,994(62.6% ROI)
Projected value
$395,796
Current value$367,536
Return breakdown
Property appreciation+$28,260
Loan principal paid down+$10,534
Rental cash flow+$7,200
5-year hold
+$79,083(107.6% ROI)
Projected value
$415,834
Current value$367,536
Return breakdown
Property appreciation+$48,297
Loan principal paid down+$18,786
Rental cash flow+$12,000
10-year hold
+$171,704(233.6% ROI)
Projected value
$470,478
Current value$367,536
Return breakdown
Property appreciation+$102,941
Loan principal paid down+$44,763
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 29451
1.37ratio
FMR$2,330
Market$1,700
vs market+$630

FMR is above market; underwrite to market rent.

90% standard$2,097 / 1.23 ratio110% standard$2,563 / 1.51 ratio
1.37
1 BR
1 BR- 29451
1.06ratio
FMR$2,440
Market$2,300
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$2,196 / 0.95 ratio110% standard$2,684 / 1.17 ratio
1.06
2 BR
2 BR- 29451
0.89ratio
FMR$2,680
Market$3,000
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$2,412 / 0.80 ratio110% standard$2,948 / 0.98 ratio
0.89
3 BR
3 BR- 29451
0.84ratio
FMR$3,330
Market$3,950
vs market-$620

FMR is below market; voucher rent may lag private rents.

90% standard$2,997 / 0.76 ratio110% standard$3,663 / 0.93 ratio
0.84
4 BR
4 BR- 29451
0.89ratio
FMR$3,840
Market$4,310
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$3,456 / 0.80 ratio110% standard$4,224 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for ISLE OF PALMS, SC (SC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

ISLE OF PALMS, SC fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for ISLE OF PALMS, SC shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,680 and the 4 bedroom fair market rent is $3,840.

Use this page for searches like ISLE OF PALMS, SC FMR, ISLE OF PALMS, SC fair market rent, and ISLE OF PALMS, SC Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for ISLE OF PALMS, SC
Bedroom sizeHUD FMR
Studio$2,330
1 bedroom$2,440
2 bedroom$2,680
3 bedroom$3,330
4 bedroom$3,840