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GA/Jackson County/Jefferson

Jefferson, GA

CitySAFMR
Jackson County
Found 1 ZIP

City Median Investment Score

66Below average

095130300
BRFMR
Eff. Rent
0 BR$1,050$1,160
1 BR$1,110$1,220
2 BR$1,280$1,410
3 BR$1,530$1,680
4 BR$2,140$2,170
5 BR$2,461Not available
6 BR$2,830Not available
7 BR$3,255Not available
8 BR$3,743Not available

Purchase Price Calculator

Maximum purchase price
$147,609

Cost breakdown

+Likely effective rent$1,410
HUD FMR$1,280
Market rent$1,740
Est. payment standard (110%)Used$1,410
-Principal and interest-$746
Loan amount$118,087
Down payment$29,522
Rate6.50%
Term30 years
-Operating costs-$464
Property taxes-$148
Insurance-$175
Utilities$0
HOA$0
Management-$141
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,781(77.2% ROI)
Projected value
$158,959
Return breakdown
Property appreciation+$11,350
Loan principal paid down+$4,231
Rental cash flow+$7,200
5-year hold
+$38,942(131.9% ROI)
Projected value
$167,006
Return breakdown
Property appreciation+$19,397
Loan principal paid down+$7,545
Rental cash flow+$12,000
10-year hold
+$83,320(282.2% ROI)
Projected value
$188,952
Return breakdown
Property appreciation+$41,343
Loan principal paid down+$17,977
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.59
1 BR
0.64
2 BR
0.74
3 BR
0.79
4 BR
0.98
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Jefferson, GA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Jefferson, GA is $1,280 a month. That is up 6.7% from $1,200 in FY 2026. Jefferson is in the Jackson County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,205. The median county two-bedroom FMR in Georgia is $1,058, so Jefferson is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Jefferson, GA
BedroomsFY 2027Change90–110% range
Studio$1,050+2.9%$945–$1,155
1BR$1,110+6.7%$999–$1,221
2BR$1,280+6.7%$1,152–$1,408
3BR$1,530−0.6%$1,377–$1,683
4BR$2,140+6.5%$1,926–$2,354

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Jefferson, GA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,050$1,110$1,280$1,530$2,140
FY 2026$1,020$1,040$1,200$1,540$2,010
FY 2025$940$940$1,120$1,470$1,880
FY 2024area FMR$810$815$1,006$1,359$1,550
FY 2023area FMR$686$691$909$1,238$1,351

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Jefferson, GA rents

How much will Section 8 pay for a two-bedroom in Jefferson, GA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,205, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,085 to $1,326 a month; under the ZIP-level Small Area FMR of $1,280 it would be $1,152 to $1,408. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Jefferson, GA in?

Jefferson, GA is in the Jackson County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,205.

How much did fair market rent change in Jefferson, GA for FY 2027?

The two-bedroom FMR rose 6.7%, from $1,200 in FY 2026 to $1,280 in FY 2027. Since FY 2025 it has risen 14.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set