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KAMUELA, HI

CitySAFMR
Hawaii County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,350$2,350
1 BR$2,370$2,370
2 BR$3,070$3,070
3 BR$3,880$3,880
4 BR$4,470$4,470
5 BR$5,141
6 BR$5,912
7 BR$6,798
8 BR$7,818

Purchase Price Calculator

Maximum purchase price
$394,284

Cost breakdown

+Likely effective rent$3,070
HUD FMRUsed$3,070
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$1,994
Loan amount$315,427
Down payment$78,857
Rate6.50%
Term30 years
-Operating costs-$876
Property taxes-$394
Insurance-$175
Utilities$0
HOA$0
Management-$307
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,818(61.9% ROI)
Projected value
$424,601
Current value$394,284
Return breakdown
Property appreciation+$30,317
Loan principal paid down+$11,301
Rental cash flow+$7,200
5-year hold
+$83,965(106.5% ROI)
Projected value
$446,096
Current value$394,284
Return breakdown
Property appreciation+$51,812
Loan principal paid down+$20,153
Rental cash flow+$12,000
10-year hold
+$182,453(231.4% ROI)
Projected value
$504,717
Current value$394,284
Return breakdown
Property appreciation+$110,433
Loan principal paid down+$48,020
Rental cash flow+$24,000

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for KAMUELA, HI (HI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

KAMUELA, HI fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for KAMUELA, HI shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,070 and the 4 bedroom fair market rent is $4,470.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for KAMUELA, HI
Bedroom sizeHUD FMR
Studio$2,350
1 bedroom$2,370
2 bedroom$3,070
3 bedroom$3,880
4 bedroom$4,470