KELSO, WA
CitySAFMR
Cowlitz County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$990$1,090
1 BR$1,190$1,190
2 BR$1,440$1,560
3 BR$2,000$1,930
4 BR$2,420$2,070
5 BR$2,783
6 BR$3,200
7 BR$3,681
8 BR$4,233

Purchase Price Calculator

Maximum purchase price
$169,899

Cost breakdown

+Likely effective rent$1,560
HUD FMR$1,440
Market rent$1,630
Est. payment standard (109%)Used$1,560
Estimated payment standard is $1,560 (109% of FMR).
-Principal and interest-$859
Loan amount$135,919
Down payment$33,980
Rate6.50%
Term30 years
-Operating costs-$501
Property taxes-$170
Insurance-$175
Utilities$0
HOA$0
Management-$156
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,133(74.0% ROI)
Projected value
$182,962
Current value$169,899
Return breakdown
Property appreciation+$13,064
Loan principal paid down+$4,870
Rental cash flow+$7,200
5-year hold
+$43,010(126.6% ROI)
Projected value
$192,225
Current value$169,899
Return breakdown
Property appreciation+$22,326
Loan principal paid down+$8,684
Rental cash flow+$12,000
10-year hold
+$92,278(271.6% ROI)
Projected value
$217,485
Current value$169,899
Return breakdown
Property appreciation+$47,586
Loan principal paid down+$20,692
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 98626
0.83ratio
FMR$990
Market$1,190
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$891 / 0.75 ratio110% standard$1,089 / 0.92 ratio
0.83
1 BR
1 BR- 98626
1.00ratio
FMR$1,190
Market$1,190
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,071 / 0.90 ratio110% standard$1,309 / 1.10 ratio
1.00
2 BR
2 BR- 98626
0.88ratio
FMR$1,440
Market$1,630
vs market-$190

FMR is below market; voucher rent may lag private rents.

90% standard$1,296 / 0.80 ratio110% standard$1,584 / 0.97 ratio
0.88
3 BR
3 BR- 98626
1.04ratio
FMR$2,000
Market$1,930
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,800 / 0.93 ratio110% standard$2,200 / 1.14 ratio
1.04
4 BR
4 BR- 98626
1.17ratio
FMR$2,420
Market$2,070
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,178 / 1.05 ratio110% standard$2,662 / 1.29 ratio
1.17
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for KELSO, WA (WA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

KELSO, WA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for KELSO, WA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,440 and the 4 bedroom fair market rent is $2,420.

Use this page for searches like KELSO, WA FMR, KELSO, WA fair market rent, and KELSO, WA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for KELSO, WA
Bedroom sizeHUD FMR
Studio$990
1 bedroom$1,190
2 bedroom$1,440
3 bedroom$2,000
4 bedroom$2,420