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Keymar, MD

CitySAFMR
Frederick County
Found 1 ZIP

City Median Investment Score

73Below average

095130300
BRFMR
Eff. Rent
0 BR$1,330$1,330
1 BR$1,410$1,410
2 BR$1,650$1,650
3 BR$2,080$2,080
4 BR$2,380$2,380
5 BR$2,737Not available
6 BR$3,148Not available
7 BR$3,620Not available
8 BR$4,163Not available

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMRUsed$1,650
Market rentN/A
Est. payment standardN/A
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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Keymar, MD fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Keymar, MD is $1,650 a month. That is up 11.5% from $1,480 in FY 2026. Keymar is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Maryland is $1,875, so Keymar is 12% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Keymar, MD
BedroomsFY 2027Change90–110% range
Studio$1,330+11.8%$1,197–$1,463
1BR$1,410+11.0%$1,269–$1,551
2BR$1,650+11.5%$1,485–$1,815
3BR$2,080+11.2%$1,872–$2,288
4BR$2,380+11.2%$2,142–$2,618

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Keymar, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,330$1,410$1,650$2,080$2,380
FY 2026$1,190$1,270$1,480$1,870$2,140
FY 2025$1,200$1,290$1,510$1,920$2,200
FY 2024$1,110$1,200$1,420$1,800$2,090
FY 2023$980$1,060$1,260$1,600$1,870

Questions about Keymar, MD rents

How much will Section 8 pay for a two-bedroom in Keymar, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,650, that basic range is $1,485 to $1,815 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Keymar, MD in?

Keymar, MD is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Keymar, MD for FY 2027?

The two-bedroom FMR rose 11.5%, from $1,480 in FY 2026 to $1,650 in FY 2027. Since FY 2023 it has risen 31.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set