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Laconia, NH

CitySAFMR
Belknap County
Found 1 ZIP

City Median Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$1,140$1,250
1 BR$1,290$1,420
2 BR$1,620$1,780
3 BR$2,170$2,300
4 BR$2,410$2,560
5 BR$2,772Not available
6 BR$3,187Not available
7 BR$3,665Not available
8 BR$4,215Not available

Purchase Price Calculator

Maximum purchase price
$202,591

Cost breakdown

+Likely effective rent$1,780
HUD FMR$1,620
Market rent$2,460
Est. payment standard (110%)Used$1,780
-Principal and interest-$1,024
Loan amount$162,073
Down payment$40,518
Rate6.50%
Term30 years
-Operating costs-$556
Property taxes-$203
Insurance-$175
Utilities$0
HOA$0
Management-$178
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,584(70.5% ROI)
Projected value
$218,168
Return breakdown
Property appreciation+$15,577
Loan principal paid down+$5,807
Rental cash flow+$7,200
5-year hold
+$48,977(120.9% ROI)
Projected value
$229,213
Return breakdown
Property appreciation+$26,622
Loan principal paid down+$10,355
Rental cash flow+$12,000
10-year hold
+$105,416(260.2% ROI)
Projected value
$259,333
Return breakdown
Property appreciation+$56,743
Loan principal paid down+$24,674
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.75
1 BR
0.68
2 BR
0.66
3 BR
0.92
4 BR
0.91
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Laconia, NH fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Laconia, NH is $1,620 a month. That is down 8.5% from $1,770 in FY 2026. Laconia is in the Belknap County, NH non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,620. The median county two-bedroom FMR in New Hampshire is $1,727, so Laconia is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Laconia, NH
BedroomsFY 2027Change90–110% range
Studio$1,140−6.6%$1,026–$1,254
1BR$1,290−7.9%$1,161–$1,419
2BR$1,620−8.5%$1,458–$1,782
3BR$2,170−0.5%$1,953–$2,387
4BR$2,410−8.4%$2,169–$2,651

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Laconia, NH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,140$1,290$1,620$2,170$2,410
FY 2026$1,220$1,400$1,770$2,180$2,630
FY 2025$990$1,150$1,440$1,810$2,160
FY 2024area FMR$906$1,058$1,329$1,710$2,019
FY 2023area FMR$926$1,015$1,292$1,739$1,912

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Laconia, NH rents

How much will Section 8 pay for a two-bedroom in Laconia, NH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,620, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,458 to $1,782 a month; under the ZIP-level Small Area FMR of $1,620 it would be $1,458 to $1,782. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Laconia, NH in?

Laconia, NH is in the Belknap County, NH non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,620.

How much did fair market rent change in Laconia, NH for FY 2027?

The two-bedroom FMR fell 8.5%, from $1,770 in FY 2026 to $1,620 in FY 2027. Since FY 2025 it has risen 12.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set