LACONIA, TN
CityFMR
Fayette County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,060$1,060
1 BR$1,154$1,154
2 BR$1,274$1,274
3 BR$1,683$1,683
4 BR$1,959$1,959
5 BR$2,253
6 BR$2,591
7 BR$2,979
8 BR$3,426

Purchase Price Calculator

Maximum purchase price
$127,399

Cost breakdown

+Likely effective rent$1,274
HUD FMRUsed$1,274
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$644
Loan amount$101,920
Down payment$25,480
Rate6.50%
Term30 years
-Operating costs-$430
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,647(81.0% ROI)
Projected value
$137,195
Current value$127,399
Return breakdown
Property appreciation+$9,796
Loan principal paid down+$3,652
Rental cash flow+$7,200
5-year hold
+$35,253(138.4% ROI)
Projected value
$144,141
Current value$127,399
Return breakdown
Property appreciation+$16,741
Loan principal paid down+$6,512
Rental cash flow+$12,000
10-year hold
+$75,199(295.1% ROI)
Projected value
$163,082
Current value$127,399
Return breakdown
Property appreciation+$35,683
Loan principal paid down+$15,516
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LACONIA, TN (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LACONIA, TN fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for LACONIA, TN shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,274 and the 4 bedroom fair market rent is $1,959.

Use this page for searches like LACONIA, TN FMR, LACONIA, TN fair market rent, and LACONIA, TN Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LACONIA, TN
Bedroom sizeHUD FMR
Studio$1,060
1 bedroom$1,154
2 bedroom$1,274
3 bedroom$1,683
4 bedroom$1,959