CA/Orange County/LADERA RANCH
LADERA RANCH, CA
CitySAFMR
Orange County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,500$2,410
1 BR$3,580$2,930
2 BR$4,220$3,740
3 BR$5,730$4,390
4 BR$6,840$5,640
5 BR$7,866
6 BR$9,046
7 BR$10,403
8 BR$11,963

Purchase Price Calculator

Maximum purchase price
$493,846

Cost breakdown

+Likely effective rent$3,740
HUD FMR$4,220
Market rentUsed$3,740
Est. payment standard (93%)$3,910
Market rent is below the inferred standard ($3,910, 93% of FMR).
-Principal and interest-$2,497
Loan amount$395,077
Down payment$98,769
Rate6.50%
Term30 years
-Operating costs-$1,043
Property taxes-$494
Insurance-$175
Utilities$0
HOA$0
Management-$374
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$59,327(60.1% ROI)
Projected value
$531,818
Current value$493,846
Return breakdown
Property appreciation+$37,972
Loan principal paid down+$14,155
Rental cash flow+$7,200
5-year hold
+$102,137(103.4% ROI)
Projected value
$558,741
Current value$493,846
Return breakdown
Property appreciation+$64,895
Loan principal paid down+$25,242
Rental cash flow+$12,000
10-year hold
+$222,465(225.2% ROI)
Projected value
$632,165
Current value$493,846
Return breakdown
Property appreciation+$138,319
Loan principal paid down+$60,146
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 92694
1.45ratio
FMR$3,500
Market$2,410
vs market+$1,090

FMR is above market; underwrite to market rent.

90% standard$3,150 / 1.31 ratio110% standard$3,850 / 1.60 ratio
1.45
1 BR
1 BR- 92694
1.22ratio
FMR$3,580
Market$2,930
vs market+$650

FMR is above market; underwrite to market rent.

90% standard$3,222 / 1.10 ratio110% standard$3,938 / 1.34 ratio
1.22
2 BR
2 BR- 92694
1.13ratio
FMR$4,220
Market$3,740
vs market+$480

FMR is above market; underwrite to market rent.

90% standard$3,798 / 1.02 ratio110% standard$4,642 / 1.24 ratio
1.13
3 BR
3 BR- 92694
1.31ratio
FMR$5,730
Market$4,390
vs market+$1,340

FMR is above market; underwrite to market rent.

90% standard$5,157 / 1.17 ratio110% standard$6,303 / 1.44 ratio
1.31
4 BR
4 BR- 92694
1.21ratio
FMR$6,840
Market$5,640
vs market+$1,200

FMR is above market; underwrite to market rent.

90% standard$6,156 / 1.09 ratio110% standard$7,524 / 1.33 ratio
1.21
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LADERA RANCH, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LADERA RANCH, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LADERA RANCH, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,220 and the 4 bedroom fair market rent is $6,840.

Use this page for searches like LADERA RANCH, CA FMR, LADERA RANCH, CA fair market rent, and LADERA RANCH, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LADERA RANCH, CA
Bedroom sizeHUD FMR
Studio$3,500
1 bedroom$3,580
2 bedroom$4,220
3 bedroom$5,730
4 bedroom$6,840