LAIE, HI
CitySAFMR
Honolulu County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,190$2,410
1 BR$2,350$2,590
2 BR$3,080$3,320
3 BR$4,280$4,380
4 BR$5,170$4,770
5 BR$5,945
6 BR$6,837
7 BR$7,863
8 BR$9,042

Purchase Price Calculator

Maximum purchase price
$431,434

Cost breakdown

+Likely effective rent$3,320
HUD FMR$3,080
Market rent$3,450
Est. payment standard (108%)Used$3,320
Estimated payment standard is $3,320 (108% of FMR).
-Principal and interest-$2,182
Loan amount$345,147
Down payment$86,287
Rate6.50%
Term30 years
-Operating costs-$938
Property taxes-$431
Insurance-$175
Utilities$0
HOA$0
Management-$332
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,739(61.1% ROI)
Projected value
$464,607
Current value$431,434
Return breakdown
Property appreciation+$33,173
Loan principal paid down+$12,366
Rental cash flow+$7,200
5-year hold
+$90,746(105.2% ROI)
Projected value
$488,128
Current value$431,434
Return breakdown
Property appreciation+$56,694
Loan principal paid down+$22,052
Rental cash flow+$12,000
10-year hold
+$197,383(228.8% ROI)
Projected value
$552,272
Current value$431,434
Return breakdown
Property appreciation+$120,838
Loan principal paid down+$52,545
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 96762
0.84ratio
FMR$2,190
Market$2,620
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,971 / 0.75 ratio110% standard$2,409 / 0.92 ratio
0.84
1 BR
1 BR- 96762
0.78ratio
FMR$2,350
Market$3,010
vs market-$660

FMR is below market; voucher rent may lag private rents.

90% standard$2,115 / 0.70 ratio110% standard$2,585 / 0.86 ratio
0.78
2 BR
2 BR- 96762
0.89ratio
FMR$3,080
Market$3,450
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$2,772 / 0.80 ratio110% standard$3,388 / 0.98 ratio
0.89
3 BR
3 BR- 96762
0.96ratio
FMR$4,280
Market$4,440
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$3,852 / 0.87 ratio110% standard$4,708 / 1.06 ratio
0.96
4 BR
4 BR- 96762
1.08ratio
FMR$5,170
Market$4,770
vs market+$400

FMR is near market; voucher and private rents are aligned.

90% standard$4,653 / 0.98 ratio110% standard$5,687 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LAIE, HI (HI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LAIE, HI fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LAIE, HI shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,080 and the 4 bedroom fair market rent is $5,170.

Use this page for searches like LAIE, HI FMR, LAIE, HI fair market rent, and LAIE, HI Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LAIE, HI
Bedroom sizeHUD FMR
Studio$2,190
1 bedroom$2,350
2 bedroom$3,080
3 bedroom$4,280
4 bedroom$5,170