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Laings, OH

CityFMR
Monroe County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$758$758
1 BR$767$767
2 BR$1,003$1,003
3 BR$1,313$1,313
4 BR$1,318$1,318
5 BR$1,516Not available
6 BR$1,743Not available
7 BR$2,005Not available
8 BR$2,305Not available

Purchase Price Calculator

Maximum purchase price
$87,129

Cost breakdown

+Likely effective rent$1,003
HUD FMRUsed$1,003
Market rentN/A
Est. payment standardN/A
-Principal and interest-$441
Loan amount$69,703
Down payment$17,426
Rate6.50%
Term30 years
-Operating costs-$362
Property taxes-$87
Insurance-$175
Utilities$0
HOA$0
Management-$100
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,397(94.1% ROI)
Projected value
$93,828
Return breakdown
Property appreciation+$6,699
Loan principal paid down+$2,497
Rental cash flow+$7,200
5-year hold
+$27,903(160.1% ROI)
Projected value
$98,578
Return breakdown
Property appreciation+$11,449
Loan principal paid down+$4,453
Rental cash flow+$12,000
10-year hold
+$59,015(338.7% ROI)
Projected value
$111,532
Return breakdown
Property appreciation+$24,403
Loan principal paid down+$10,612
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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Laings, OH fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Laings, OH is $1,003 a month. That is up 3.1% from $973 in FY 2026. Laings is in the Monroe County, OH non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Ohio is $1,048, so Laings is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Laings, OH
BedroomsFY 2027Change90–110% range
Studio$758+3.0%$682–$834
1BR$767+3.4%$690–$844
2BR$1,003+3.1%$903–$1,103
3BR$1,313+2.3%$1,182–$1,444
4BR$1,318+2.3%$1,186–$1,450

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Laings, OH
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$758$767$1,003$1,313$1,318
FY 2026$736$742$973$1,283$1,288
FY 2025$664$674$884$1,168$1,172
FY 2024$639$655$860$1,191$1,196
FY 2023$587$651$794$1,007$1,095

Questions about Laings, OH rents

How much will Section 8 pay for a two-bedroom in Laings, OH?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,003, that basic range is $903 to $1,103 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Laings, OH in?

Laings, OH is in the Monroe County, OH non-metropolitan FMR area.

How much did fair market rent change in Laings, OH for FY 2027?

The two-bedroom FMR rose 3.1%, from $973 in FY 2026 to $1,003 in FY 2027. Since FY 2023 it has risen 26.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set