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Laurel, FL

CitySAFMR
Sarasota County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,830$1,590
1 BR$1,960$1,850
2 BR$2,290$2,500
3 BR$2,900$2,350
4 BR$3,460$3,410
5 BR$3,979Not available
6 BR$4,576Not available
7 BR$5,262Not available
8 BR$6,052Not available

Purchase Price Calculator

Maximum purchase price
$309,582

Cost breakdown

+Likely effective rent$2,500
HUD FMR$2,290
Market rent$2,610
Est. payment standard (109%)Used$2,500
-Principal and interest-$1,565
Loan amount$247,666
Down payment$61,916
Rate6.50%
Term30 years
-Operating costs-$735
Property taxes-$310
Insurance-$175
Utilities$0
HOA$0
Management-$250
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$39,877(64.4% ROI)
Projected value
$333,386
Return breakdown
Property appreciation+$23,804
Loan principal paid down+$8,873
Rental cash flow+$7,200
5-year hold
+$68,505(110.6% ROI)
Projected value
$350,264
Return breakdown
Property appreciation+$40,682
Loan principal paid down+$15,823
Rental cash flow+$12,000
10-year hold
+$148,414(239.7% ROI)
Projected value
$396,292
Return breakdown
Property appreciation+$86,709
Loan principal paid down+$37,704
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.15
1 BR
1.06
2 BR
0.88
3 BR
1.23
4 BR
1.01
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Laurel, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Laurel, FL is $2,290 a month. That is up 11.7% from $2,050 in FY 2026. Laurel is in the North Port-Bradenton-Sarasota, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Laurel is 55% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Laurel, FL
BedroomsFY 2027Change90–110% range
Studio$1,830+23.6%$1,647–$2,013
1BR$1,960+11.4%$1,764–$2,156
2BR$2,290+11.7%$2,061–$2,519
3BR$2,900+9.0%$2,610–$3,190
4BR$3,460+9.1%$3,114–$3,806

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Laurel, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,830$1,960$2,290$2,900$3,460
FY 2026$1,480$1,760$2,050$2,660$3,170
FY 2025$1,340$1,670$1,950$2,560$3,070
FY 2024$1,290$1,580$1,910$2,540$3,030
FY 2023$1,120$1,350$1,680$2,230$2,650

Questions about Laurel, FL rents

How much will Section 8 pay for a two-bedroom in Laurel, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,290, that basic range is $2,061 to $2,519 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Laurel, FL in?

Laurel, FL is in the North Port-Bradenton-Sarasota, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Laurel, FL for FY 2027?

The two-bedroom FMR rose 11.7%, from $2,050 in FY 2026 to $2,290 in FY 2027. Since FY 2023 it has risen 36.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set