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MD/Frederick County/Libertytown

Libertytown, MD

CitySAFMR
Frederick County
Found 1 ZIP
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City Median Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,450$1,600
1 BR$1,530$1,680
2 BR$1,760$1,940
3 BR$2,210$2,430
4 BR$2,560$2,820
5 BR$2,944Not available
6 BR$3,386Not available
7 BR$3,893Not available
8 BR$4,477Not available

Purchase Price Calculator

Maximum purchase price
$226,367

Cost breakdown

+Likely effective rent$1,940
HUD FMR$1,760
Market rent$2,290
Est. payment standard (110%)Used$1,940
-Principal and interest-$1,145
Loan amount$181,093
Down payment$45,273
Rate6.50%
Term30 years
-Operating costs-$595
Property taxes-$226
Insurance-$175
Utilities$0
HOA$0
Management-$194
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,094(68.7% ROI)
Projected value
$243,772
Return breakdown
Property appreciation+$17,405
Loan principal paid down+$6,488
Rental cash flow+$7,200
5-year hold
+$53,317(117.8% ROI)
Projected value
$256,113
Return breakdown
Property appreciation+$29,746
Loan principal paid down+$11,570
Rental cash flow+$12,000
10-year hold
+$114,971(253.9% ROI)
Projected value
$289,769
Return breakdown
Property appreciation+$63,402
Loan principal paid down+$27,569
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.59
1 BR
0.71
2 BR
0.77
3 BR
0.80
4 BR
0.81
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Libertytown, MD fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Libertytown, MD is $1,760 a month. That is up 10.7% from $1,590 in FY 2026. Libertytown is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Maryland is $1,875, so Libertytown is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Libertytown, MD
BedroomsFY 2027Change90–110% range
Studio$1,450+11.5%$1,305–$1,595
1BR$1,530+11.7%$1,377–$1,683
2BR$1,760+10.7%$1,584–$1,936
3BR$2,210+10.0%$1,989–$2,431
4BR$2,560+10.8%$2,304–$2,816

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Libertytown, MD
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,450$1,530$1,760$2,210$2,560
FY 2026$1,300$1,370$1,590$2,010$2,310
FY 2025$1,280$1,350$1,570$1,980$2,300
FY 2024$1,200$1,270$1,480$1,860$2,180
FY 2023$1,040$1,100$1,290$1,640$1,920

Questions about Libertytown, MD rents

How much will Section 8 pay for a two-bedroom in Libertytown, MD?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,760, that basic range is $1,584 to $1,936 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Libertytown, MD in?

Libertytown, MD is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Libertytown, MD for FY 2027?

The two-bedroom FMR rose 10.7%, from $1,590 in FY 2026 to $1,760 in FY 2027. Since FY 2023 it has risen 36.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set