MA/Hampden County/LONGMEADOW
LONGMEADOW, MA
CityFMR
Hampden County
Found 2 ZIPs
BRFMR
Eff. Rent
0 BR$1,219$1,260 – $1,340
1 BR$1,382$1,390 – $1,520
2 BR$1,734$1,670 – $1,910
3 BR$2,127$2,150 – $2,340
4 BR$2,296$2,170 – $2,530
5 BR$2,640
6 BR$3,036
7 BR$3,492
8 BR$4,016

Purchase Price Calculator

Maximum purchase price
$221,909

Cost breakdown

+Likely effective rent$1,910
HUD FMR$1,734
Market rent$2,005
Est. payment standard (110%)Used$1,910
Estimated payment standard is $1,910 (110% of FMR).
-Principal and interest-$1,122
Loan amount$177,527
Down payment$44,382
Rate6.50%
Term30 years
-Operating costs-$588
Property taxes-$222
Insurance-$175
Utilities$0
HOA$0
Management-$191
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,623(69.0% ROI)
Projected value
$238,971
Current value$221,909
Return breakdown
Property appreciation+$17,063
Loan principal paid down+$6,360
Rental cash flow+$7,200
5-year hold
+$52,503(118.3% ROI)
Projected value
$251,069
Current value$221,909
Return breakdown
Property appreciation+$29,161
Loan principal paid down+$11,342
Rental cash flow+$12,000
10-year hold
+$113,180(255.0% ROI)
Projected value
$284,062
Current value$221,909
Return breakdown
Property appreciation+$62,153
Loan principal paid down+$27,026
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.73ratio
FMR$1,219
Market$1,660
vs market-$441

FMR is below market; voucher rent may lag private rents.

90% standard$1,097 / 0.66 ratio110% standard$1,341 / 0.81 ratio
1
Studio- 1 ZIP
0.95ratio
FMR$1,219
Market$1,280
vs market-$61

FMR is near market; voucher and private rents are aligned.

90% standard$1,097 / 0.86 ratio110% standard$1,341 / 1.05 ratio
1
0.73-0.95
1 BR
1 BR- 1 ZIP
0.79ratio
FMR$1,382
Market$1,760
vs market-$378

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.71 ratio110% standard$1,520 / 0.86 ratio
1
1 BR- 1 ZIP
0.99ratio
FMR$1,382
Market$1,390
vs market-$8

FMR is near market; voucher and private rents are aligned.

90% standard$1,244 / 0.89 ratio110% standard$1,520 / 1.09 ratio
1
0.79-0.99
2 BR
2 BR- 1 ZIP
0.74ratio
FMR$1,734
Market$2,340
vs market-$606

FMR is below market; voucher rent may lag private rents.

90% standard$1,561 / 0.67 ratio110% standard$1,907 / 0.82 ratio
1
2 BR- 1 ZIP
1.04ratio
FMR$1,734
Market$1,670
vs market+$64

FMR is near market; voucher and private rents are aligned.

90% standard$1,561 / 0.93 ratio110% standard$1,907 / 1.14 ratio
1
0.74-1.04
3 BR
3 BR- 1 ZIP
0.78ratio
FMR$2,127
Market$2,720
vs market-$593

FMR is below market; voucher rent may lag private rents.

90% standard$1,914 / 0.70 ratio110% standard$2,340 / 0.86 ratio
1
3 BR- 1 ZIP
0.98ratio
FMR$2,127
Market$2,160
vs market-$33

FMR is near market; voucher and private rents are aligned.

90% standard$1,914 / 0.89 ratio110% standard$2,340 / 1.08 ratio
1
0.78-0.98
4 BR
4 BR- 1 ZIP
0.71ratio
FMR$2,296
Market$3,230
vs market-$934

FMR is below market; voucher rent may lag private rents.

90% standard$2,066 / 0.64 ratio110% standard$2,526 / 0.78 ratio
1
4 BR- 1 ZIP
1.06ratio
FMR$2,296
Market$2,170
vs market+$126

FMR is near market; voucher and private rents are aligned.

90% standard$2,066 / 0.95 ratio110% standard$2,526 / 1.16 ratio
1
0.71-1.06
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LONGMEADOW, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LONGMEADOW, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for LONGMEADOW, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,734 and the 4 bedroom fair market rent is $2,296.

Use this page for searches like LONGMEADOW, MA FMR, LONGMEADOW, MA fair market rent, and LONGMEADOW, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LONGMEADOW, MA
Bedroom sizeHUD FMR
Studio$1,219
1 bedroom$1,382
2 bedroom$1,734
3 bedroom$2,127
4 bedroom$2,296