Skip to main content
Loading page

Los Alamos, NM

CitySAFMR
Los Alamos County
Found 1 ZIP

City Median Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,300$960
1 BR$1,420$1,560
2 BR$1,860$2,050
3 BR$2,220$2,440
4 BR$3,110$3,220
5 BR$3,576Not available
6 BR$4,113Not available
7 BR$4,730Not available
8 BR$5,439Not available

Purchase Price Calculator

Maximum purchase price
$242,713

Cost breakdown

+Likely effective rent$2,050
HUD FMR$1,860
Market rent$2,550
Est. payment standard (110%)Used$2,050
-Principal and interest-$1,227
Loan amount$194,170
Down payment$48,543
Rate6.50%
Term30 years
-Operating costs-$623
Property taxes-$243
Insurance-$175
Utilities$0
HOA$0
Management-$205
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,819(67.6% ROI)
Projected value
$261,375
Return breakdown
Property appreciation+$18,662
Loan principal paid down+$6,957
Rental cash flow+$7,200
5-year hold
+$56,300(116.0% ROI)
Projected value
$274,607
Return breakdown
Property appreciation+$31,894
Loan principal paid down+$12,406
Rental cash flow+$12,000
10-year hold
+$121,540(250.4% ROI)
Projected value
$310,693
Return breakdown
Property appreciation+$67,980
Loan principal paid down+$29,560
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.35
1 BR
0.66
2 BR
0.73
3 BR
0.81
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Los Alamos, NM fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Los Alamos, NM is $1,860 a month. That is up 7.5% from $1,730 in FY 2026. Los Alamos is in the Los Alamos County, NM non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,874. The median county two-bedroom FMR in New Mexico is $1,063, so Los Alamos is 75% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Los Alamos, NM
BedroomsFY 2027Change90–110% range
Studio$1,300+9.2%$1,170–$1,430
1BR$1,420+7.6%$1,278–$1,562
2BR$1,860+7.5%$1,674–$2,046
3BR$2,220+7.2%$1,998–$2,442
4BR$3,110+9.9%$2,799–$3,421

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Los Alamos, NM
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,300$1,420$1,860$2,220$3,110
FY 2026$1,190$1,320$1,730$2,070$2,830
FY 2025$990$1,100$1,400$1,890$2,350
FY 2024$1,000$1,220$1,480$2,090$2,500
FY 2023area FMR$860$936$1,195$1,598$2,036

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about Los Alamos, NM rents

How much will Section 8 pay for a two-bedroom in Los Alamos, NM?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,874, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,687 to $2,061 a month; under the ZIP-level Small Area FMR of $1,860 it would be $1,674 to $2,046. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Los Alamos, NM in?

Los Alamos, NM is in the Los Alamos County, NM non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,874.

How much did fair market rent change in Los Alamos, NM for FY 2027?

The two-bedroom FMR rose 7.5%, from $1,730 in FY 2026 to $1,860 in FY 2027. Since FY 2024 it has risen 25.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set