LOS OLIVOS, CA
CitySAFMR
Santa Barbara County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,790$3,070
1 BR$3,120$3,220
2 BR$3,550$3,910
3 BR$4,630$5,090
4 BR$5,280$5,810
5 BR$6,072
6 BR$6,983
7 BR$8,030
8 BR$9,235

Purchase Price Calculator

Maximum purchase price
$519,108

Cost breakdown

+Likely effective rent$3,910
HUD FMR$3,550
Market rent$4,470
Est. payment standard (110%)Used$3,910
Estimated payment standard is $3,910 (110% of FMR).
-Principal and interest-$2,625
Loan amount$415,286
Down payment$103,822
Rate6.50%
Term30 years
-Operating costs-$1,085
Property taxes-$519
Insurance-$175
Utilities$0
HOA$0
Management-$391
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$61,993(59.7% ROI)
Projected value
$559,022
Current value$519,108
Return breakdown
Property appreciation+$39,915
Loan principal paid down+$14,879
Rental cash flow+$7,200
5-year hold
+$106,748(102.8% ROI)
Projected value
$587,323
Current value$519,108
Return breakdown
Property appreciation+$68,215
Loan principal paid down+$26,533
Rental cash flow+$12,000
10-year hold
+$232,617(224.1% ROI)
Projected value
$664,502
Current value$519,108
Return breakdown
Property appreciation+$145,394
Loan principal paid down+$63,223
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 93441
0.87ratio
FMR$2,790
Market$3,220
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$2,511 / 0.78 ratio110% standard$3,069 / 0.95 ratio
0.87
1 BR
1 BR- 93441
0.95ratio
FMR$3,120
Market$3,270
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,808 / 0.86 ratio110% standard$3,432 / 1.05 ratio
0.95
2 BR
2 BR- 93441
0.79ratio
FMR$3,550
Market$4,470
vs market-$920

FMR is below market; voucher rent may lag private rents.

90% standard$3,195 / 0.71 ratio110% standard$3,905 / 0.87 ratio
0.79
3 BR
3 BR- 93441
0.83ratio
FMR$4,630
Market$5,590
vs market-$960

FMR is below market; voucher rent may lag private rents.

90% standard$4,167 / 0.75 ratio110% standard$5,093 / 0.91 ratio
0.83
4 BR
4 BR- 93441
0.81ratio
FMR$5,280
Market$6,550
vs market-$1,270

FMR is below market; voucher rent may lag private rents.

90% standard$4,752 / 0.73 ratio110% standard$5,808 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOS OLIVOS, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LOS OLIVOS, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LOS OLIVOS, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,550 and the 4 bedroom fair market rent is $5,280.

Use this page for searches like LOS OLIVOS, CA FMR, LOS OLIVOS, CA fair market rent, and LOS OLIVOS, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LOS OLIVOS, CA
Bedroom sizeHUD FMR
Studio$2,790
1 bedroom$3,120
2 bedroom$3,550
3 bedroom$4,630
4 bedroom$5,280