LOTHIAN, MD
CitySAFMR
Anne Arundel County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,270$1,400
1 BR$1,450$1,600
2 BR$1,770$1,950
3 BR$2,280$2,510
4 BR$2,550$2,810
5 BR$2,933
6 BR$3,372
7 BR$3,878
8 BR$4,460

Purchase Price Calculator

Maximum purchase price
$227,853

Cost breakdown

+Likely effective rent$1,950
HUD FMR$1,770
Market rent$2,340
Est. payment standard (110%)Used$1,950
Estimated payment standard is $1,950 (110% of FMR).
-Principal and interest-$1,152
Loan amount$182,282
Down payment$45,571
Rate6.50%
Term30 years
-Operating costs-$598
Property taxes-$228
Insurance-$175
Utilities$0
HOA$0
Management-$195
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,250(68.6% ROI)
Projected value
$245,372
Current value$227,853
Return breakdown
Property appreciation+$17,520
Loan principal paid down+$6,531
Rental cash flow+$7,200
5-year hold
+$53,588(117.6% ROI)
Projected value
$257,794
Current value$227,853
Return breakdown
Property appreciation+$29,942
Loan principal paid down+$11,646
Rental cash flow+$12,000
10-year hold
+$115,568(253.6% ROI)
Projected value
$291,671
Current value$227,853
Return breakdown
Property appreciation+$63,818
Loan principal paid down+$27,750
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 20711
0.64ratio
FMR$1,270
Market$2,000
vs market-$730

FMR is below market; voucher rent may lag private rents.

90% standard$1,143 / 0.57 ratio110% standard$1,397 / 0.70 ratio
0.64
1 BR
1 BR- 20711
0.72ratio
FMR$1,450
Market$2,000
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$1,305 / 0.65 ratio110% standard$1,595 / 0.80 ratio
0.72
2 BR
2 BR- 20711
0.76ratio
FMR$1,770
Market$2,340
vs market-$570

FMR is below market; voucher rent may lag private rents.

90% standard$1,593 / 0.68 ratio110% standard$1,947 / 0.83 ratio
0.76
3 BR
3 BR- 20711
0.81ratio
FMR$2,280
Market$2,820
vs market-$540

FMR is below market; voucher rent may lag private rents.

90% standard$2,052 / 0.73 ratio110% standard$2,508 / 0.89 ratio
0.81
4 BR
4 BR- 20711
0.75ratio
FMR$2,550
Market$3,400
vs market-$850

FMR is below market; voucher rent may lag private rents.

90% standard$2,295 / 0.68 ratio110% standard$2,805 / 0.83 ratio
0.75
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOTHIAN, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

LOTHIAN, MD fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for LOTHIAN, MD shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,770 and the 4 bedroom fair market rent is $2,550.

Use this page for searches like LOTHIAN, MD FMR, LOTHIAN, MD fair market rent, and LOTHIAN, MD Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for LOTHIAN, MD
Bedroom sizeHUD FMR
Studio$1,270
1 bedroom$1,450
2 bedroom$1,770
3 bedroom$2,280
4 bedroom$2,550