Skip to main content
Loading page

Lowland, TN

CityFMR
Hamblen County
Found 1 ZIP
Loading Investment Score

City Investment Score

-- 

095130300
BRFMR
Eff. Rent
0 BR$906$1,000
1 BR$912$1,000
2 BR$1,153$1,270
3 BR$1,405$1,550
4 BR$1,838$2,020
5 BR$2,114Not available
6 BR$2,431Not available
7 BR$2,795Not available
8 BR$3,215Not available

Purchase Price Calculator

Maximum purchase price
$126,805

Cost breakdown

+Likely effective rent$1,270
HUD FMR$1,153
Market rent$1,400
Est. payment standard (110%)Used$1,270
-Principal and interest-$641
Loan amount$101,444
Down payment$25,361
Rate6.50%
Term30 years
-Operating costs-$429
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,585(81.2% ROI)
Projected value
$136,555
Return breakdown
Property appreciation+$9,750
Loan principal paid down+$3,634
Rental cash flow+$7,200
5-year hold
+$35,144(138.6% ROI)
Projected value
$143,468
Return breakdown
Property appreciation+$16,663
Loan principal paid down+$6,481
Rental cash flow+$12,000
10-year hold
+$74,960(295.6% ROI)
Projected value
$162,321
Return breakdown
Property appreciation+$35,516
Loan principal paid down+$15,444
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.77
1 BR
0.74
2 BR
0.82
3 BR
0.75
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Lowland, TN fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Lowland, TN is $1,153 a month. That is up 1.6% from $1,135 in FY 2026. Lowland is in the Morristown, TN HUD Metro FMR Area. The median county two-bedroom FMR in Tennessee is $1,048, so Lowland is 10% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Lowland, TN
BedroomsFY 2027Change90–110% range
Studio$906+2.8%$815–$997
1BR$912+2.8%$821–$1,003
2BR$1,153+1.6%$1,038–$1,268
3BR$1,405−2.7%$1,265–$1,546
4BR$1,838+0.6%$1,654–$2,022

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Lowland, TN
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$906$912$1,153$1,405$1,838
FY 2026$881$887$1,135$1,444$1,827
FY 2025$820$825$1,069$1,402$1,751
FY 2024$787$792$1,023$1,375$1,653
FY 2023$632$636$828$1,132$1,298

Questions about Lowland, TN rents

How much will Section 8 pay for a two-bedroom in Lowland, TN?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,153, that basic range is $1,038 to $1,268 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Lowland, TN in?

Lowland, TN is in the Morristown, TN HUD Metro FMR Area. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in Lowland, TN for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,135 in FY 2026 to $1,153 in FY 2027. Since FY 2023 it has risen 39.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set