KY/Hopkins County/MADISONVILLE
MADISONVILLE, KY
CitySAFMR
Hopkins County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$680$720
1 BR$700$750
2 BR$920$870
3 BR$1,190$950
4 BR$1,360$1,120
5 BR$1,564
6 BR$1,799
7 BR$2,068
8 BR$2,379

Purchase Price Calculator

Maximum purchase price
$67,365

Cost breakdown

+Likely effective rent$870
HUD FMR$920
Market rentUsed$870
Est. payment standard (96%)$890
Market rent is below the inferred standard ($890, 96% of FMR).
-Principal and interest-$341
Loan amount$53,892
Down payment$13,473
Rate6.50%
Term30 years
-Operating costs-$329
Property taxes-$67
Insurance-$175
Utilities$0
HOA$0
Management-$87
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,311(106.2% ROI)
Projected value
$72,545
Current value$67,365
Return breakdown
Property appreciation+$5,180
Loan principal paid down+$1,931
Rental cash flow+$7,200
5-year hold
+$24,296(180.3% ROI)
Projected value
$76,217
Current value$67,365
Return breakdown
Property appreciation+$8,852
Loan principal paid down+$3,443
Rental cash flow+$12,000
10-year hold
+$51,072(379.1% ROI)
Projected value
$86,233
Current value$67,365
Return breakdown
Property appreciation+$18,868
Loan principal paid down+$8,204
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 42431
0.92ratio
FMR$680
Market$740
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$612 / 0.83 ratio110% standard$748 / 1.01 ratio
0.92
1 BR
1 BR- 42431
0.90ratio
FMR$700
Market$780
vs market-$80

FMR is below market; voucher rent may lag private rents.

90% standard$630 / 0.81 ratio110% standard$770 / 0.99 ratio
0.90
2 BR
2 BR- 42431
1.06ratio
FMR$920
Market$870
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$828 / 0.95 ratio110% standard$1,012 / 1.16 ratio
1.06
3 BR
3 BR- 42431
1.25ratio
FMR$1,190
Market$950
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,071 / 1.13 ratio110% standard$1,309 / 1.38 ratio
1.25
4 BR
4 BR- 42431
1.21ratio
FMR$1,360
Market$1,120
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,224 / 1.09 ratio110% standard$1,496 / 1.34 ratio
1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MADISONVILLE, KY (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MADISONVILLE, KY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MADISONVILLE, KY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $920 and the 4 bedroom fair market rent is $1,360.

Use this page for searches like MADISONVILLE, KY FMR, MADISONVILLE, KY fair market rent, and MADISONVILLE, KY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MADISONVILLE, KY
Bedroom sizeHUD FMR
Studio$680
1 bedroom$700
2 bedroom$920
3 bedroom$1,190
4 bedroom$1,360