MC CALLA, AL
CitySAFMR
Jefferson County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$980$1,080
1 BR$1,040$1,140
2 BR$1,200$1,320
3 BR$1,510$1,660
4 BR$1,640$1,800
5 BR$1,886
6 BR$2,169
7 BR$2,494
8 BR$2,868

Purchase Price Calculator

Maximum purchase price
$134,235

Cost breakdown

+Likely effective rent$1,320
HUD FMR$1,200
Market rent$1,740
Est. payment standard (110%)Used$1,320
Estimated payment standard is $1,320 (110% of FMR).
-Principal and interest-$679
Loan amount$107,388
Down payment$26,847
Rate6.50%
Term30 years
-Operating costs-$441
Property taxes-$134
Insurance-$175
Utilities$0
HOA$0
Management-$132
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,369(79.6% ROI)
Projected value
$144,556
Current value$134,235
Return breakdown
Property appreciation+$10,321
Loan principal paid down+$3,847
Rental cash flow+$7,200
5-year hold
+$36,501(136.0% ROI)
Projected value
$151,875
Current value$134,235
Return breakdown
Property appreciation+$17,640
Loan principal paid down+$6,861
Rental cash flow+$12,000
10-year hold
+$77,946(290.3% ROI)
Projected value
$171,832
Current value$134,235
Return breakdown
Property appreciation+$37,597
Loan principal paid down+$16,349
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 35111
0.55ratio
FMR$980
Market$1,780
vs market-$800

FMR is below market; voucher rent may lag private rents.

90% standard$882 / 0.50 ratio110% standard$1,078 / 0.61 ratio
0.55
1 BR
1 BR- 35111
0.58ratio
FMR$1,040
Market$1,790
vs market-$750

FMR is below market; voucher rent may lag private rents.

90% standard$936 / 0.52 ratio110% standard$1,144 / 0.64 ratio
0.58
2 BR
2 BR- 35111
0.69ratio
FMR$1,200
Market$1,740
vs market-$540

FMR is below market; voucher rent may lag private rents.

90% standard$1,080 / 0.62 ratio110% standard$1,320 / 0.76 ratio
0.69
3 BR
3 BR- 35111
0.83ratio
FMR$1,510
Market$1,820
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,359 / 0.75 ratio110% standard$1,661 / 0.91 ratio
0.83
4 BR
4 BR- 35111
0.77ratio
FMR$1,640
Market$2,140
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$1,476 / 0.69 ratio110% standard$1,804 / 0.84 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for MC CALLA, AL (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

MC CALLA, AL fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for MC CALLA, AL shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,200 and the 4 bedroom fair market rent is $1,640.

Use this page for searches like MC CALLA, AL FMR, MC CALLA, AL fair market rent, and MC CALLA, AL Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for MC CALLA, AL
Bedroom sizeHUD FMR
Studio$980
1 bedroom$1,040
2 bedroom$1,200
3 bedroom$1,510
4 bedroom$1,640